Accord Financial (TSX:ACD) Selling, General, & Admin. Expense: C$27.42 Mil (TTM As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSX:ACD Accord Financial Corp TSX:ACD
35 GF Score
Price C$0.59
GF Value C$2.09
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Accord Financial Selling, General, & Admin. Expense?

Accord Financial TSX:ACD 35 Selling, General, & Admin. Expense is C$27.42 Mil as of Mar. 2026. GuruFocus rates TSX:ACD with a GF Score™ of 35/100 and a GF Value™ of C$2.09 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Accord Financial's selling, general, & admin. expense for the three months ended in Mar. 2026 was C$4.84 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was C$27.42 Mil.


Accord Financial  (TSX:ACD) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Accord Financial Selling, General, & Admin. Expense Related Terms


Accord Financial Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Accord Financial's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Accord Financial Selling, General, & Admin. Expense Chart

Accord Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 31.46 29.60 34.55 33.30 30.08

Accord Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.34 6.66 6.96 8.96 4.84

TSX:ACD vs V, MA, AXP: Selling, General, & Admin. Expense Comparison

For the Credit Services subindustry, Accord Financial's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Accord Financial Selling, General, & Admin. Expense vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Accord Financial's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Accord Financial's Selling, General, & Admin. Expense falls into.


TSX:ACD
35GF Score
Accord Financial Corp TSX:ACD
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Accord Financial Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was C$27.42 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of C$27.42 Mil mean?
Accord Financial (TSX:ACD) has a Selling, General, & Admin. Expense of C$27.42 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Accord Financial and its competitors.
Is Accord Financial's Selling, General, & Admin. Expense too high?
Accord Financial's current Selling, General, & Admin. Expense is C$27.42 Mil. Overall, Accord Financial has a GF Score™ of 35/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Accord Financial's Selling, General, & Admin. Expense compare to V and MA?
Accord Financial's Selling, General, & Admin. Expense of C$27.42 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Credit Services company?
A good Selling, General, & Admin. Expense depends on the Credit Services industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Accord Financial and its competitors. Accord Financial's current Selling, General, & Admin. Expense is C$27.42 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Accord Financial stock overvalued right now?
Based on GuruFocus' analysis, Accord Financial (TSX:ACD) is currently considered Significantly Undervalued. The stock's GF Value™ is C$2.09, compared to a current price of C$0.59 — trading 71.8% below its estimated fair value. The current Selling, General, & Admin. Expense is C$27.42 Mil. Accord Financial's overall GF Score™ is 35/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Accord Financial (TSX:ACD), the current Selling, General, & Admin. Expense is C$27.42 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Accord Financial (TSX:ACD) Overvalued in 2026?

Based on GuruFocus' analysis, Accord Financial stock appears to be undervalued. The current stock price of C$0.59 is trading 71.8% below its estimated GF Value™ of C$2.09. GuruFocus considers Accord Financial to be Significantly Undervalued.

Key valuation signals for TSX:ACD:

  • Selling, General, & Admin. Expense: C$27.42 Mil
  • GF Value™: C$2.09 vs. price of C$0.59 (71.8% below fair value)
  • GF Score™: 35/100 with 2 warning signs

No single metric tells the full story. See the TSX:ACD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Accord Financial Business Description

Other Exchanges ACCFF:USA
Address 40 Eglinton Avenue East, Suite 602, Toronto, ON, CAN, M4P 3A2
Accord Financial Corp is a provider of asset-based financial services to businesses. It is engaged in providing asset-based financing services, including factoring and receivables financing, equipment and inventory financing, leasing, working capital financing, and media financing, to industrial and commercial enterprises, principally in Canada and the United States. Geographically, the company generates the majority of its revenue from Canada.
35GF Score

Get the complete analysis for TSX:ACD

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$0.59
Price
C$2.09
GF Value