Laxmi India Finance (BOM:544465) EBIT: ₹608 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:544465 Laxmi India Finance Ltd BOM:544465
10 GF Score
Price ₹131.75
! 4 Warning Signs
View Full Analysis

What is Laxmi India Finance EBIT?

Laxmi India Finance BOM:544465 +0.34% 10 EBIT is ₹608 Mil as of Mar. 2026. GuruFocus rates BOM:544465 with a GF Score™ of 10/100. The stock has 4 warning signs investors should review.

Laxmi India Finance's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was ₹295 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹608 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Laxmi India Finance's annualized ROC % for the quarter that ended in Mar. 2026 was 5.33%. Laxmi India Finance's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 692.02%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Laxmi India Finance's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 3.22%.

Laxmi India Finance  (BOM:544465) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Laxmi India Finance's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=1180.964 * ( 1 - 24.23% )/( (0 + 16792.854)/ 1 )
=894.8164228/16792.854
=5.33 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=0 - 0 - ( 0 - max(0, 0 - 0+0))
=0

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=18177.796 - 32.153 - ( 1352.789 - max(0, 32.153 - 16159.248+1352.789))
=16792.854

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Laxmi India Finance's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=1180.964/( ( (0 + max(0, 0)) + (170.654 + max(-26.655000000002, 0)) )/ 1 )
=1180.964/( ( 0 + 170.654 )/ 1 )
=1180.964/170.654
=692.02 %

where Working Capital is:

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0) - (0 + 0 + 0)
=0

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(2.087 + 0 + 3.4109999999982) - (32.153 + 0 + 0)
=-26.655000000002

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Laxmi India Finance's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=608.159/18878.061
=3.22 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laxmi India Finance EBIT Related Terms

Laxmi India Finance EBIT Historical Data

* Premium members only.

The historical data trend for Laxmi India Finance's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laxmi India Finance EBIT Chart

Laxmi India Finance Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
EBIT
196.44 221.65 297.98 559.84 751.64

Laxmi India Finance Quarterly Data
Mar22 Mar23 Mar24 Jun24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only 105.01 237.44 152.33 160.59 295.24

BOM:544465 vs V, MA, AXP: EBIT Comparison

For the Credit Services subindustry, Laxmi India Finance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Laxmi India Finance EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Laxmi India Finance's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Laxmi India Finance's EV-to-EBIT falls into.


BOM:544465
10GF Score
Laxmi India Finance Ltd BOM:544465
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Laxmi India Finance EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹608 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of ₹608 Mil mean?
Laxmi India Finance (BOM:544465) has a EBIT of ₹608 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Laxmi India Finance.
Is Laxmi India Finance's EBIT too high?
Laxmi India Finance's current EBIT is ₹608 Mil. Overall, Laxmi India Finance has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Laxmi India Finance's EBIT compare to V and MA?
Laxmi India Finance's EBIT of ₹608 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Credit Services company?
A good EBIT depends on the Credit Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Laxmi India Finance. Laxmi India Finance's current EBIT is ₹608 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laxmi India Finance stock overvalued right now?
Laxmi India Finance (BOM:544465) has a current EBIT of ₹608 Mil. The current EBIT is ₹608 Mil. Laxmi India Finance's overall GF Score™ is 10/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Laxmi India Finance (BOM:544465), the current EBIT is ₹608 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Laxmi India Finance Business Description

Other Exchanges LAXMIINDIA:India
Address Gopinath Marg, MI Road, 2 DFL, Jaipur, RJ, IND, 302001
Laxmi India Finance Ltd is a non-deposit taking non-banking financial company focused on serving the financial needs of underserved customers in India's lending market. Its operational network spans across approximately 158 branches in rural, semi-urban and urban areas in the states of Rajasthan, Gujarat, Madhya Pradesh, Chhattisgarh and Uttar Pradesh. Its product portfolio includes MSME loans, vehicle loans, construction loans and other lending products catering to the diverse financial needs of its customers. The company's MSME lending fuels economic growth and promotes financial inclusion by supporting small businesses and entrepreneurs, with over 80% of its MSME loans qualifying as Priority Sector Lending under RBI guidelines.
10GF Score

Get the complete analysis for BOM:544465

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹131.75
Price