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Laxmi India FinanceBOM:544465 +0.34%10 EBITDA Margin % is 32.36% as of Mar. 2026, which is 48% above its 10-year median of 21.89. GuruFocus rates BOM:544465 with a GF Score™ of 10/100. The stock has 4 warning signs investors should review. Among 420 Credit Services companies, Laxmi India Finance ranks better than 54.29% on this metric.
Laxmi India Finance (BOM:544465) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Laxmi India Finance EBITDA Margin % Related Terms
Laxmi India Finance EBITDA Margin % Historical Data
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The historical data trend for Laxmi India Finance's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544465 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Laxmi India Finance's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Laxmi India Finance EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Laxmi India Finance's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Laxmi India Finance's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Laxmi India Finance (BOM:544465) has a EBITDA Margin % of 32.36% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Laxmi India Finance and its competitors. This is 48% above median its historical median of 21.89. Over the past decade, Laxmi India Finance's EBITDA Margin % has ranged from 18.96 to 25.57. According to the industry distribution chart, Laxmi India Finance ranks #192 out of 420 companies in the Credit Services industry, placing it in the top 45.7%.
Is Laxmi India Finance's EBITDA Margin % too high?
Laxmi India Finance's current EBITDA Margin % of 32.36% is 48% above median its 10-year median of 21.89. Over the past 10 years, this metric has ranged from a low of 18.96 to a high of 25.57. The Credit Services industry median EBITDA Margin % is 22.74. Laxmi India Finance's value of 32.36% is 42.3% above this industry median. Based on the distribution chart, Laxmi India Finance ranks #192 out of 420 companies in the Credit Services industry, which is above the industry midpoint. Overall, Laxmi India Finance has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Laxmi India Finance's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Laxmi India Finance ranks #192 out of 420 companies for EBITDA Margin %. This puts Laxmi India Finance in the upper half of its industry. The industry median EBITDA Margin % is 22.74. Laxmi India Finance's value of 32.36% is 42.3% above this benchmark. Historically, Laxmi India Finance's own EBITDA Margin % has ranged from 18.96 to 25.57 over the past decade. While the company's 10-year median is 21.89 vs. the industry median of 22.74, Laxmi India Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 22.74, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Laxmi India Finance's current EBITDA Margin % of 32.36% is 42.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Laxmi India Finance and its competitors. For the Credit Services industry, the median EBITDA Margin % is 22.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laxmi India Finance's current EBITDA Margin % is 32.36%, which is 48% above median its own 10-year median of 21.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laxmi India Finance stock overvalued right now?
Laxmi India Finance (BOM:544465) has a current EBITDA Margin % of 32.36%. The current EBITDA Margin % is 32.36%, which is 48% above median its 10-year median of 21.89 and 42.3% above the Credit Services industry median of 22.74. Laxmi India Finance's overall GF Score™ is 10/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Laxmi India Finance (BOM:544465), the current EBITDA Margin % is 32.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Laxmi India Finance Ltd is a non-deposit taking non-banking financial company focused on serving the financial needs of underserved customers in India's lending market. Its operational network spans across approximately 158 branches in rural, semi-urban and urban areas in the states of Rajasthan, Gujarat, Madhya Pradesh, Chhattisgarh and Uttar Pradesh. Its product portfolio includes MSME loans, vehicle loans, construction loans and other lending products catering to the diverse financial needs of its customers. The company's MSME lending fuels economic growth and promotes financial inclusion by supporting small businesses and entrepreneurs, with over 80% of its MSME loans qualifying as Priority Sector Lending under RBI guidelines.
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