Laxmi India Finance (BOM:544465) ROE % Adjusted to Book Value: 22.04% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:544465 Laxmi India Finance Ltd BOM:544465
10 GF Score
Price ₹131.75
! 4 Warning Signs
View Full Analysis

What is Laxmi India Finance ROE % Adjusted to Book Value?

Laxmi India Finance BOM:544465 +0.34% 10 ROE % Adjusted to Book Value is 22.04% as of Mar. 2026. GuruFocus rates BOM:544465 with a GF Score™ of 10/100. The stock has 4 warning signs investors should review.

Laxmi India Finance's ROE % for the quarter that ended in Mar. 2026 was 17.63%. Laxmi India Finance's PB Ratio for the quarter that ended in Mar. 2026 was 0.80. Laxmi India Finance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 22.04%.


Laxmi India Finance ROE % Adjusted to Book Value Related Terms


Laxmi India Finance ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Laxmi India Finance's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laxmi India Finance ROE % Adjusted to Book Value Chart

Laxmi India Finance Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
0.00 0.00 0.00 0.00 17.20

Laxmi India Finance Quarterly Data
Mar22 Mar23 Mar24 Jun24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 6.07 0.00 22.04

BOM:544465 vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Laxmi India Finance's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Laxmi India Finance ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Laxmi India Finance's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Laxmi India Finance's ROE % Adjusted to Book Value falls into.


BOM:544465
10GF Score
Laxmi India Finance Ltd BOM:544465
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Laxmi India Finance ROE % Adjusted to Book Value Calculation

Laxmi India Finance's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.76% / 0.80
=17.20%

Laxmi India Finance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=17.63% / 0.80
=22.04%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 22.04% mean?
Laxmi India Finance (BOM:544465) has a ROE % Adjusted to Book Value of 22.04% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Laxmi India Finance and its competitors.
Is Laxmi India Finance's ROE % Adjusted to Book Value too high?
Laxmi India Finance's current ROE % Adjusted to Book Value is 22.04%. Overall, Laxmi India Finance has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Laxmi India Finance's ROE % Adjusted to Book Value compare to V and MA?
Laxmi India Finance's ROE % Adjusted to Book Value of 22.04% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Laxmi India Finance and its competitors. Laxmi India Finance's current ROE % Adjusted to Book Value is 22.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laxmi India Finance stock overvalued right now?
Laxmi India Finance (BOM:544465) has a current ROE % Adjusted to Book Value of 22.04%. The current ROE % Adjusted to Book Value is 22.04%. Laxmi India Finance's overall GF Score™ is 10/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Laxmi India Finance (BOM:544465), the current ROE % Adjusted to Book Value is 22.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Laxmi India Finance Business Description

Other Exchanges LAXMIINDIA:India
Address Gopinath Marg, MI Road, 2 DFL, Jaipur, RJ, IND, 302001
Laxmi India Finance Ltd is a non-deposit taking non-banking financial company focused on serving the financial needs of underserved customers in India's lending market. Its operational network spans across approximately 158 branches in rural, semi-urban and urban areas in the states of Rajasthan, Gujarat, Madhya Pradesh, Chhattisgarh and Uttar Pradesh. Its product portfolio includes MSME loans, vehicle loans, construction loans and other lending products catering to the diverse financial needs of its customers. The company's MSME lending fuels economic growth and promotes financial inclusion by supporting small businesses and entrepreneurs, with over 80% of its MSME loans qualifying as Priority Sector Lending under RBI guidelines.
10GF Score

Get the complete analysis for BOM:544465

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹131.75
Price