Turtlemint Fintech Solutions (BOM:544799) EBIT: ₹ Mil (TTM As of Mar. 2025)

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BOM:544799 Turtlemint Fintech Solutions Ltd BOM:544799
8 GF Score
Price ₹130.15
! 1 Warning Sign
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What is Turtlemint Fintech Solutions EBIT?

Turtlemint Fintech Solutions BOM:544799 +2.32% 8 EBIT is ₹ Mil as of Mar. 2025. GuruFocus rates BOM:544799 with a GF Score™ of 8/100. The stock has 1 warning sign investors should review.

Turtlemint Fintech Solutions's earnings before interest and taxes (EBIT) for the six months ended in Mar. 2025 was ₹-1,975 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Turtlemint Fintech Solutions's annualized ROC % for the quarter that ended in Mar. 2025 was -150.73%. Turtlemint Fintech Solutions's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2025 was -218.75%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield.

Turtlemint Fintech Solutions  (BOM:544799) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Turtlemint Fintech Solutions's annualized ROC % for the quarter that ended in Mar. 2025 is calculated as:

ROC % (Q: Mar. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Mar. 2024 ) + Invested Capital (Q: Mar. 2025 ))/ count )
=-2244.12 * ( 1 - 0% )/( (847.78 + 2129.85)/ 2 )
=-2244.12/1488.815
=-150.73 %

where

Invested Capital(Q: Mar. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=6125.45 - 238.26 - ( 5039.41 - max(0, 325.36 - 5494.02+5039.41))
=847.78

Invested Capital(Q: Mar. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=5786.9 - 1053.05 - ( 2604 - max(0, 1428.81 - 4994.93+2604))
=2129.85

Note: The Operating Income data used here is one times the annual (Mar. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

Turtlemint Fintech Solutions's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2025 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2025 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Mar. 2024  Q: Mar. 2025
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=-1974.8/( ( (254.11 + max(199.57, 0)) + (305.7 + max(1046.12, 0)) )/ 2 )
=-1974.8/( ( 453.68 + 1351.82 )/ 2 )
=-1974.8/902.75
=-218.75 %

where Working Capital is:

Working Capital(Q: Mar. 2024 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(372.63 + 0 + 81.98) - (238.26 + 0 + 16.78)
=199.57

Working Capital(Q: Mar. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(1603.47 + 0 + 773.82) - (1053.05 + 0 + 278.12)
=1046.12

When net working capital is negative, 0 is used.

Note: The EBIT data used here is one times the annual (Mar. 2025) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Turtlemint Fintech Solutions's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2025 )
=/37683.380
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Turtlemint Fintech Solutions EBIT Related Terms

Turtlemint Fintech Solutions EBIT Historical Data

* Premium members only.

The historical data trend for Turtlemint Fintech Solutions's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Turtlemint Fintech Solutions EBIT Chart

Turtlemint Fintech Solutions Annual Data
Trend Mar23 Mar24 Mar25
EBIT
-2,785.04 -1,808.80 -1,974.80

Turtlemint Fintech Solutions Semi-Annual Data
Mar23 Mar24 Mar25
EBIT -2,785.04 -1,808.80 -1,974.80

BOM:544799 vs MRSH, AON, AJG: EBIT Comparison

For the Insurance Brokers subindustry, Turtlemint Fintech Solutions's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Turtlemint Fintech Solutions EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Turtlemint Fintech Solutions's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Turtlemint Fintech Solutions's EV-to-EBIT falls into.


BOM:544799
8GF Score
Turtlemint Fintech Solutions Ltd BOM:544799
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Turtlemint Fintech Solutions EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EBIT for the trailing twelve months (TTM) ended in Mar. 2025 was ₹ Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of ₹ Mil mean?
Turtlemint Fintech Solutions (BOM:544799) has a EBIT of ₹ Mil as of Mar. 2025. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Turtlemint Fintech Solutions.
Is Turtlemint Fintech Solutions' EBIT too high?
Turtlemint Fintech Solutions' current EBIT is ₹ Mil. Overall, Turtlemint Fintech Solutions has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Turtlemint Fintech Solutions' EBIT compare to MRSH and AON?
Turtlemint Fintech Solutions' EBIT of ₹ Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Turtlemint Fintech Solutions. Turtlemint Fintech Solutions's current EBIT is ₹ Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turtlemint Fintech Solutions stock overvalued right now?
Turtlemint Fintech Solutions (BOM:544799) has a current EBIT of ₹ Mil. The current EBIT is ₹ Mil. Turtlemint Fintech Solutions' overall GF Score™ is 8/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Turtlemint Fintech Solutions (BOM:544799), the current EBIT is ₹ Mil as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Turtlemint Fintech Solutions Business Description

Other Exchanges TURTLEMINT:India
Address Marol Village, The ORB - Sahar, 4 and 4A 1st Floor, A Wing, Andheri East, Mumbai, MH, IND, 400099
Turtlemint Fintech Solutions Ltd is engaged in the business of providing information technology and business support services, advertising and marketing services and distribution of mutual funds. It also provides insurance broking services for retail insurance products such as motor, health, and life insurance. The company owns the TurtlemintPro application, which is used to facilitate the promotion of its services. It derives the majority of its revenue from general insurance companies, arising from the sale of motor insurance products.
8GF Score

Get the complete analysis for BOM:544799

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹130.15
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