Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Turtlemint Fintech Solutions's Net Margin % or its related term are showing as below:
BOM:544799'
s Net Margin % Range Over the Past 10 Years
Min: -52.75 Med: -33.14 Max: -28.93
Current: -28.93
BOM:544799's Net Margin % is ranked worse than 97.02% of 503
companies
in the Insurance industry
Industry Median: 9.22
vs BOM:544799: -28.93
Turtlemint Fintech Solutions (BOM:544799) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Turtlemint Fintech Solutions Net Margin % Related Terms
Turtlemint Fintech Solutions Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turtlemint Fintech Solutions Net Margin % Chart
Turtlemint Fintech Solutions Annual Data
Trend
Mar23
Mar24
Mar25
Net Margin %
-52.75
-33.14
-28.93
Turtlemint Fintech Solutions Semi-Annual Data
Mar23
Mar24
Mar25
Net Margin %
-52.75
-33.14
-28.93
BOM:544799 vs MRSH, AON, AJG: Net Margin % Comparison
For the Insurance Brokers subindustry, Turtlemint Fintech Solutions's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turtlemint Fintech Solutions Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Turtlemint Fintech Solutions's Net Margin % distribution charts can be found below:
* The bar in red indicates where Turtlemint Fintech Solutions's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turtlemint Fintech Solutions (BOM:544799) has a Net Margin % of -28.93% as of Mar. 2025. Net margin is the ratio of total net income to net sales. View historical data on Turtlemint Fintech Solutions and its competitors. According to the industry distribution chart, Turtlemint Fintech Solutions ranks #488 out of 503 companies in the Insurance industry, placing it in the top 97%.
Is Turtlemint Fintech Solutions' Net Margin % too high?
Turtlemint Fintech Solutions' current Net Margin % is -28.93%. Based on the distribution chart, Turtlemint Fintech Solutions ranks #488 out of 503 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Turtlemint Fintech Solutions has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Turtlemint Fintech Solutions' Net Margin % compare to MRSH and AON?
According to the Insurance industry distribution chart, Turtlemint Fintech Solutions ranks #488 out of 503 companies for Net Margin %. This places Turtlemint Fintech Solutions in the lower half of its industry. The industry median Net Margin % is 9.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.22, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Turtlemint Fintech Solutions and its competitors. For the Insurance industry, the median Net Margin % is 9.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turtlemint Fintech Solutions's current Net Margin % is -28.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turtlemint Fintech Solutions stock overvalued right now?
Turtlemint Fintech Solutions (BOM:544799) has a current Net Margin % of -28.93%. The current Net Margin % is -28.93%. Turtlemint Fintech Solutions' overall GF Score™ is 8/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Turtlemint Fintech Solutions (BOM:544799), the current Net Margin % is -28.93% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Turtlemint Fintech Solutions Ltd is engaged in the business of providing information technology and business support services, advertising and marketing services and distribution of mutual funds. It also provides insurance broking services for retail insurance products such as motor, health, and life insurance. The company owns the TurtlemintPro application, which is used to facilitate the promotion of its services. It derives the majority of its revenue from general insurance companies, arising from the sale of motor insurance products.
8GF Score
Get the complete analysis for BOM:544799
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:544799 has been successfully added to your 
