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Turtlemint Fintech SolutionsBOM:544799 +2.32%8 Gross Margin % is 66.37% as of Mar. 2025, which is 30% above its 10-year median of 51.01. GuruFocus rates BOM:544799 with a GF Score™ of 8/100. The stock has 1 warning sign investors should review. Among 62 Insurance companies, Turtlemint Fintech Solutions ranks better than 74.19% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Turtlemint Fintech Solutions had a gross margin of 66.37% for the quarter that ended in Mar. 2025 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Turtlemint Fintech Solutions Gross Margin % Related Terms
Turtlemint Fintech Solutions Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turtlemint Fintech Solutions Gross Margin % Chart
Turtlemint Fintech Solutions Annual Data
Trend
Mar23
Mar24
Mar25
Gross Margin %
51.01
50.33
66.37
Turtlemint Fintech Solutions Semi-Annual Data
Mar23
Mar24
Mar25
Gross Margin %
51.01
50.33
66.37
BOM:544799 vs MRSH, AON, AJG: Gross Margin % Comparison
For the Insurance Brokers subindustry, Turtlemint Fintech Solutions's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turtlemint Fintech Solutions Gross Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Turtlemint Fintech Solutions's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Turtlemint Fintech Solutions's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Turtlemint Fintech Solutions (BOM:544799) has a Gross Margin % of 66.37% as of Mar. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on Turtlemint Fintech Solutions and its competitors. This is 30% above median its historical median of 51.01. Over the past decade, Turtlemint Fintech Solutions' Gross Margin % has ranged from 50.33 to 66.37. According to the industry distribution chart, Turtlemint Fintech Solutions ranks #16 out of 62 companies in the Insurance industry, placing it in the top 25.8%.
Is Turtlemint Fintech Solutions' Gross Margin % too high?
Turtlemint Fintech Solutions' current Gross Margin % of 66.37% is 30% above median its 10-year median of 51.01. Over the past 10 years, this metric has ranged from a low of 50.33 to a high of 66.37. The Insurance industry median Gross Margin % is 44.73. Turtlemint Fintech Solutions' value of 66.37% is 48.4% above this industry median. Based on the distribution chart, Turtlemint Fintech Solutions ranks #16 out of 62 companies in the Insurance industry, which is above the industry midpoint. Overall, Turtlemint Fintech Solutions has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Turtlemint Fintech Solutions' Gross Margin % compare to MRSH and AON?
According to the Insurance industry distribution chart, Turtlemint Fintech Solutions ranks #16 out of 62 companies for Gross Margin %. This puts Turtlemint Fintech Solutions in the upper half of its industry. The industry median Gross Margin % is 44.73. Turtlemint Fintech Solutions' value of 66.37% is 48.4% above this benchmark. Historically, Turtlemint Fintech Solutions' own Gross Margin % has ranged from 50.33 to 66.37 over the past decade. While the company's 10-year median is 51.01 vs. the industry median of 44.73, Turtlemint Fintech Solutions has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for an Insurance company?
The median Gross Margin % among Insurance companies is 44.73, based on 62 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turtlemint Fintech Solutions's current Gross Margin % of 66.37% is 48.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Turtlemint Fintech Solutions and its competitors. For the Insurance industry, the median Gross Margin % is 44.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turtlemint Fintech Solutions's current Gross Margin % is 66.37%, which is 30% above median its own 10-year median of 51.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turtlemint Fintech Solutions stock overvalued right now?
Turtlemint Fintech Solutions (BOM:544799) has a current Gross Margin % of 66.37%. The current Gross Margin % is 66.37%, which is 30% above median its 10-year median of 51.01 and 48.4% above the Insurance industry median of 44.73. Turtlemint Fintech Solutions' overall GF Score™ is 8/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Turtlemint Fintech Solutions (BOM:544799), the current Gross Margin % is 66.37% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Turtlemint Fintech Solutions Ltd is engaged in the business of providing information technology and business support services, advertising and marketing services and distribution of mutual funds. It also provides insurance broking services for retail insurance products such as motor, health, and life insurance. The company owns the TurtlemintPro application, which is used to facilitate the promotion of its services. It derives the majority of its revenue from general insurance companies, arising from the sale of motor insurance products.
8GF Score
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