TREE (LendingTree) EBIT: $120 Mil (TTM As of Mar. 2026)

What is LendingTree EBIT?

LendingTree TREE +4.03% 74 EBIT is $120 Mil as of Mar. 2026. GuruFocus rates TREE with a GF Score™ of 74/100 and a GF Value™ of $59.26 (Possible Value Trap). The stock has 4 warning signs investors should review.

LendingTree's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was $32 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was $120 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. LendingTree's annualized ROC % for the quarter that ended in Mar. 2026 was 14.11%. LendingTree's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 139.48%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. LendingTree's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 13.55%.

LendingTree (NAS:TREE) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

LendingTree's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

	ROC % (Q: Mar. 2026 )
=	NOPAT	/	Average Invested Capital
=	Operating Income * ( 1 - Tax Rate % )	/	( (Invested Capital (Q: Dec. 2025 )	+	Invested Capital (Q: Mar. 2026 ))	/ count )
=	128.292 * ( 1 - 24.66% )	/	( (684.492	+	685.647)	/ 2 )
=	96.6551928	/	685.0695
=	14.11 %

where

	Invested Capital		(Q: Dec. 2025 )
=	Total Assets	-	Accounts Payable & Accrued Expense	-	Excess Cash
=	Total Assets	-	Accounts Payable & Accrued Expense	-	( Cash, Cash Equivalents, Marketable Securities	-	max(0, Total Current Liabilities	-	Total Current Assets	+	Cash, Cash Equivalents, Marketable Securities	))
=	855.692	-	90.127	-	( 81.073	-	max(0, 137.464	-	229.708	+	81.073	))
=	684.492

	Invested Capital		(Q: Mar. 2026 )
=	Total Assets	-	Accounts Payable & Accrued Expense	-	Excess Cash
=	Total Assets	-	Accounts Payable & Accrued Expense	-	( Cash, Cash Equivalents, Marketable Securities	-	max(0, Total Current Liabilities	-	Total Current Assets	+	Cash, Cash Equivalents, Marketable Securities	))
=	863.884	-	92.719	-	( 85.518	-	max(0, 129.331	-	244.399	+	85.518	))
=	685.647

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

LendingTree's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

	ROC (Joel Greenblatt) %		(Q: Mar. 2026 )
=	EBIT	/	Average of (Net fixed Assets	+	Net Working Capital)
=	EBIT	/	Average of (Property, Plant and Equipment	+	Net Working Capital)
			Q: Dec. 2025		Q: Mar. 2026
=	EBIT	/	( ( (Property, Plant and Equipment + Net Working Capital)	+	(Property, Plant and Equipment + Net Working Capital) )	/	count )
=	128.292	/	( ( (64.489 + max(19.491, 0))	+	(62.246 + max(37.726, 0)) )	/	2 )
=	128.292	/	( ( 83.98	+	99.972 )	/	2 )
=	128.292	/	91.976
=	139.48 %

where Working Capital is:

	Working Capital		(Q: Dec. 2025 )
=	(Accounts Receivable	+	Total Inventories	+	Other Current Assets)	-	(Accounts Payable & Accrued Expense	+	Defer. Rev.	+	Other Current Liabilities)
=	(110.582	+	0	+	38.053)	-	(90.127	+	8.114	+	30.903)
=	19.491

	Working Capital		(Q: Mar. 2026 )
=	(Accounts Receivable	+	Total Inventories	+	Other Current Assets)	-	(Accounts Payable & Accrued Expense	+	Defer. Rev.	+	Other Current Liabilities)
=	(117.492	+	0	+	41.389)	-	(92.719	+	8.386	+	20.05)
=	37.726

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

LendingTree's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %	=	EBIT (TTM)	/	Enterprise Value (Q: Mar. 2026 )
	=	120.008	/	885.479
	=	13.55 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LendingTree EBIT Related Terms

LendingTree EBIT Historical Data

* Premium members only.

The historical data trend for LendingTree's EBIT can be seen below:

LendingTree EBIT Chart

LendingTree Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

EBIT

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0.23

-28.35

8.50

48.93

82.11

LendingTree Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EBIT	Get a 7-Day Free Trial															8.90	21.28	29.50	37.16	32.07

TREE vs RILY, HTH, FRHC: EBIT Comparison

For the Financial Conglomerates subindustry, LendingTree's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

LendingTree EV-to-EBIT vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, LendingTree's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where LendingTree's EV-to-EBIT falls into.

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74GF Score

LendingTree Inc TREE

EBIT is just one metric. See GF Score™, valuation, warning signs, and more.

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LendingTree EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $120 Mil.

Frequently Asked Questions Learn more about EBIT →

What does a EBIT of $120 Mil mean?

LendingTree (TREE) has a EBIT of $120 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on LendingTree.

Is LendingTree's EBIT too high?

LendingTree's current EBIT is $120 Mil. Overall, LendingTree has a GF Score™ of 74/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does LendingTree's EBIT compare to RILY and HTH?

LendingTree's EBIT of $120 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EBIT for a Diversified Financial Services company?

A good EBIT depends on the Diversified Financial Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EBIT mean?

A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on LendingTree. LendingTree's current EBIT is $120 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is LendingTree stock overvalued right now?

Based on GuruFocus' analysis, LendingTree (TREE) is currently considered Possible Value Trap. The stock's GF Value™ is $59.26, compared to a current price of $38.34 — trading 35.3% below its estimated fair value. The current EBIT is $120 Mil. LendingTree's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EBIT calculated?

EBIT is calculated from a company's financial statements. For LendingTree (TREE), the current EBIT is $120 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LendingTree (TREE) Overvalued in 2026?

Based on GuruFocus' analysis, LendingTree stock appears to be undervalued. The current stock price of $38.34 is trading 35.3% below its estimated GF Value™ of $59.26. GuruFocus considers LendingTree to be Possible Value Trap.

Key valuation signals for TREE:

EBIT: $120 Mil
GF Value™: $59.26 vs. price of $38.34 (35.3% below fair value)
GF Score™: 74/100 with 4 warning signs

No single metric tells the full story. See the TREE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

LendingTree Business Description

Industry Financial Services Diversified Financial Services

Comparable Companies RILY HTH TSE:8591 BOM:532978 TPE:2885 HKSE:06881 SZSE:002736 SZSE:000617 TSE:8473 BOM:540691 FRHC HKSE:00290 OSL:STB VOYA SZSE:000987 XSGO:BICE SZSE:002797 OHEL:MANTA SZSE:002670 JSE:OMU

Other Exchanges 0JTZ:UK T77:Germany

Address 1415 Vantage Park Drive, Suite 700, Charlotte, NC, USA, 28203

Website https://www.lendingtree.com

LendingTree Inc. is a U.S.-based company that mainly operates an online loan marketplace. The company offers online tools and resources to help consumers find loans or other credit-based products, including mortgage loans, reverse mortgages, home equity loans, personal loans, auto loans, credit cards, student loans, small business loans, and various related products. It provides consumers with direct access to a wide array of lenders. The company has three reportable segments: Home, Consumer, and Insurance. It generates match fees by connecting consumers with lenders and closing fees from lenders when a transaction is finalized. The company conducts business solely in the United States.

74GF Score

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EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.34

Price

$59.26

GF Value

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