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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
LendingTreeTREE +1.82%76 5-Year Yield-on-Cost % is 0.00 as of Jul. 16, 2026. GuruFocus rates TREE with a GF Score™ of 76/100 and a GF Value™ of $59.71 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 47 Diversified Financial Services companies, LendingTree ranks worse than 2127657.45% on this metric.
LendingTree's yield on cost for the quarter that ended in Mar. 2026 was 0.00.
The historical rank and industry rank for LendingTree's 5-Year Yield-on-Cost % or its related term are showing as below:
TREE's 5-Year Yield-on-Cost % is not ranked *
in the Diversified Financial Services industry.
Industry Median: 3.97 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
LendingTree 5-Year Yield-on-Cost % Related Terms
TREE vs TMS, RILY, HTH: 5-Year Yield-on-Cost % Comparison
For the Financial Conglomerates subindustry, LendingTree's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LendingTree 5-Year Yield-on-Cost % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, LendingTree's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where LendingTree's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of LendingTree is calculated as
LendingTree (TREE) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 16, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on LendingTree and its competitors. According to the industry distribution chart, LendingTree ranks #999999 out of 47 companies in the Diversified Financial Services industry.
Is LendingTree's 5-Year Yield-on-Cost % too high?
LendingTree's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, LendingTree ranks #999999 out of 47 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, LendingTree has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LendingTree's 5-Year Yield-on-Cost % compare to TMS and RILY?
According to the Diversified Financial Services industry distribution chart, LendingTree ranks #999999 out of 47 companies for 5-Year Yield-on-Cost %. This places LendingTree in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.97. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Diversified Financial Services company?
The median 5-Year Yield-on-Cost % among Diversified Financial Services companies is 3.97, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on LendingTree and its competitors. For the Diversified Financial Services industry, the median 5-Year Yield-on-Cost % is 3.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LendingTree's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LendingTree stock overvalued right now?
Based on GuruFocus' analysis, LendingTree (TREE) is currently considered Modestly Undervalued. The stock's GF Value™ is $59.71, compared to a current price of $46.51 — trading 22.1% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. LendingTree's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For LendingTree (TREE), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LendingTree (TREE) Overvalued in 2026?
Based on GuruFocus' analysis, LendingTree stock appears to be undervalued.
The current stock price of $46.51 is trading 22.1% below its estimated GF Value™ of $59.71.
GuruFocus considers LendingTree to be Modestly Undervalued.
Key valuation signals for TREE:
5-Year Yield-on-Cost %: 0.00
GF Value™: $59.71 vs. price of $46.51 (22.1% below fair value)
No single metric tells the full story. See the TREE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LendingTree Inc. is a U.S.-based company that mainly operates an online loan marketplace. The company offers online tools and resources to help consumers find loans or other credit-based products, including mortgage loans, reverse mortgages, home equity loans, personal loans, auto loans, credit cards, student loans, small business loans, and various related products. It provides consumers with direct access to a wide array of lenders. The company has three reportable segments: Home, Consumer, and Insurance. It generates match fees by connecting consumers with lenders and closing fees from lenders when a transaction is finalized. The company conducts business solely in the United States.
76GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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