TREE (LendingTree) EBITDA Margin %: 11.47% (As of Mar. 2026) — 36% Above Median


TREE LendingTree Inc TREE
74 GF Score
Price $38.34
GF Value $59.26
Valuation Possible Value Trap
! 4 Warning Signs
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What is LendingTree EBITDA Margin %?

LendingTree TREE +4.03% 74 EBITDA Margin % is 11.47% as of Mar. 2026, which is 36% above its 10-year median of 8.46. GuruFocus rates TREE with a GF Score™ of 74/100 and a GF Value™ of $59.26 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 93 Diversified Financial Services companies, LendingTree ranks worse than 50.54% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. LendingTree's EBITDA for the three months ended in Mar. 2026 was $38 Mil. LendingTree's Revenue for the three months ended in Mar. 2026 was $327 Mil. Therefore, LendingTree's EBITDA margin for the quarter that ended in Mar. 2026 was 11.47%.


LendingTree  (NAS:TREE) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


LendingTree EBITDA Margin % Related Terms


LendingTree EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for LendingTree's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LendingTree EBITDA Margin % Chart

LendingTree Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.54 1.73 5.24 8.12 9.29

LendingTree Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.05 10.73 11.30 13.25 11.47

TREE vs RILY, HTH, FRHC: EBITDA Margin % Comparison

For the Financial Conglomerates subindustry, LendingTree's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LendingTree EBITDA Margin % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, LendingTree's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where LendingTree's EBITDA Margin % falls into.


TREE
74GF Score
LendingTree Inc TREE
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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LendingTree EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

LendingTree's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=103.756/1117.324
=9.29 %

LendingTree's EBITDA Margin % for the quarter that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=37.546/327.267
=11.47 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 11.47% mean?
LendingTree (TREE) has a EBITDA Margin % of 11.47% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on LendingTree and its competitors. This is 36% above median its historical median of 8.46. Over the past decade, LendingTree's EBITDA Margin % has ranged from 1.73 to 15.17. According to the industry distribution chart, LendingTree ranks #47 out of 93 companies in the Diversified Financial Services industry, placing it in the top 50.5%.
Is LendingTree's EBITDA Margin % too high?
LendingTree's current EBITDA Margin % of 11.47% is 36% above median its 10-year median of 8.46. Over the past 10 years, this metric has ranged from a low of 1.73 to a high of 15.17. The Diversified Financial Services industry median EBITDA Margin % is 11.75. LendingTree's value of 11.47% is 2.4% below this industry median. Based on the distribution chart, LendingTree ranks #47 out of 93 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, LendingTree has a GF Score™ of 74/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LendingTree's EBITDA Margin % compare to RILY and HTH?
According to the Diversified Financial Services industry distribution chart, LendingTree ranks #47 out of 93 companies for EBITDA Margin %. This places LendingTree in the lower half of its industry. The industry median EBITDA Margin % is 11.75. LendingTree's value of 11.47% is 2.4% below this benchmark. Historically, LendingTree's own EBITDA Margin % has ranged from 1.73 to 15.17 over the past decade. While the company's 10-year median is 8.46 vs. the industry median of 11.75, LendingTree has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Diversified Financial Services company?
The median EBITDA Margin % among Diversified Financial Services companies is 11.75, based on 93 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LendingTree's current EBITDA Margin % of 11.47% is 2.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on LendingTree and its competitors. For the Diversified Financial Services industry, the median EBITDA Margin % is 11.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LendingTree's current EBITDA Margin % is 11.47%, which is 36% above median its own 10-year median of 8.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LendingTree stock overvalued right now?
Based on GuruFocus' analysis, LendingTree (TREE) is currently considered Possible Value Trap. The stock's GF Value™ is $59.26, compared to a current price of $38.34 — trading 35.3% below its estimated fair value. The current EBITDA Margin % is 11.47%, which is 36% above median its 10-year median of 8.46 and 2.4% below the Diversified Financial Services industry median of 11.75. LendingTree's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For LendingTree (TREE), the current EBITDA Margin % is 11.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LendingTree (TREE) Overvalued in 2026?

Based on GuruFocus' analysis, LendingTree stock appears to be undervalued. The current stock price of $38.34 is trading 35.3% below its estimated GF Value™ of $59.26. GuruFocus considers LendingTree to be Possible Value Trap.

Key valuation signals for TREE:

  • EBITDA Margin %: 11.47% (36% above median its 10-year median of 8.46)
  • GF Value™: $59.26 vs. price of $38.34 (35.3% below fair value)
  • GF Score™: 74/100 with 4 warning signs
  • Industry Position: 2.4% below the Diversified Financial Services median (#47 of 93)

No single metric tells the full story. See the TREE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LendingTree Business Description

Other Exchanges 0JTZ:UKT77:Germany
Address 1415 Vantage Park Drive, Suite 700, Charlotte, NC, USA, 28203
LendingTree Inc. is a U.S.-based company that mainly operates an online loan marketplace. The company offers online tools and resources to help consumers find loans or other credit-based products, including mortgage loans, reverse mortgages, home equity loans, personal loans, auto loans, credit cards, student loans, small business loans, and various related products. It provides consumers with direct access to a wide array of lenders. The company has three reportable segments: Home, Consumer, and Insurance. It generates match fees by connecting consumers with lenders and closing fees from lenders when a transaction is finalized. The company conducts business solely in the United States.
74GF Score

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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.34
Price
$59.26
GF Value