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Great-West LifecoSTU:GWS -0.76%56 3-Year EBITDA Growth Rate is 4.50% as of Jun. 2026, which is 26% below its 10-year median of 6.10. GuruFocus rates STU:GWS with a GF Score™ of 56/100 and a GF Value™ of €34.48. The stock has 7 warning signs investors should review. Among 289 Insurance companies, Great-West Lifeco ranks worse than 71.28% on this metric.
During the past 12 months, Great-West Lifeco's average EBITDA Per Share Growth Rate was 22.00% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 4.50% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 7.20% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 5.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Great-West Lifeco was 56.90% per year. The lowest was -9.30% per year. And the median was 6.10% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Great-West Lifeco 3-Year EBITDA Growth Rate Related Terms
STU:GWS vs MET, AFL, PRU: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Life subindustry, Great-West Lifeco's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Great-West Lifeco 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Great-West Lifeco's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Great-West Lifeco's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 4.50% mean?
Great-West Lifeco (STU:GWS) has a 3-Year EBITDA Growth Rate of 4.50% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Great-West Lifeco and its competitors. This is 26% below median its historical median of 6.10. According to the industry distribution chart, Great-West Lifeco ranks #206 out of 289 companies in the Insurance industry, placing it in the top 71.3%.
Is Great-West Lifeco's 3-Year EBITDA Growth Rate too high?
Great-West Lifeco's current 3-Year EBITDA Growth Rate of 4.50% is 26% below median its 10-year median of 6.10. The Insurance industry median 3-Year EBITDA Growth Rate is 15.60. Great-West Lifeco's value of 4.50% is 71.2% below this industry median. Based on the distribution chart, Great-West Lifeco ranks #206 out of 289 companies in the Insurance industry, which is below the industry midpoint. Overall, Great-West Lifeco has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Great-West Lifeco's 3-Year EBITDA Growth Rate compare to MET and AFL?
According to the Insurance industry distribution chart, Great-West Lifeco ranks #206 out of 289 companies for 3-Year EBITDA Growth Rate. This places Great-West Lifeco in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 15.60. Great-West Lifeco's value of 4.50% is 71.2% below this benchmark. While the company's 10-year median is 6.10 vs. the industry median of 15.60, Great-West Lifeco has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 15.60, based on 289 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Great-West Lifeco's current 3-Year EBITDA Growth Rate of 4.50% is 71.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Great-West Lifeco and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 15.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Great-West Lifeco's current 3-Year EBITDA Growth Rate is 4.50%, which is 26% below median its own 10-year median of 6.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great-West Lifeco stock overvalued right now?
Great-West Lifeco (STU:GWS) has a current 3-Year EBITDA Growth Rate of 4.50%. The stock's GF Value™ is €34.48, compared to a current price of €54.80 — trading 58.9% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 4.50%, which is 26% below median its 10-year median of 6.10 and 71.2% below the Insurance industry median of 15.60. Great-West Lifeco's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Great-West Lifeco (STU:GWS), the current 3-Year EBITDA Growth Rate is 4.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Great-West Lifeco (STU:GWS) Overvalued in 2026?
Based on GuruFocus' analysis, Great-West Lifeco stock appears to be overvalued.
The current stock price of €54.80 is trading 58.9% above its estimated GF Value™ of €34.48.
Key valuation signals for STU:GWS:
3-Year EBITDA Growth Rate: 4.50% (26% below median its 10-year median of 6.10)
GF Value™: €34.48 vs. price of €54.80 (58.9% above fair value)
Industry Position: 71.2% below the Insurance median (#206 of 289)
No single metric tells the full story. See the STU:GWS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Great-West Lifeco is one of the Big Three Canadian life insurers. The firm's Canadian business contributed around 31% of its 2025 adjusted earnings. The firm generates a further 29% of adjusted earnings from the United States, attributable to its recordkeeping business, Empower, and its US life insurance business. Great-West Lifeco also offers various products across European markets with a strong presence in the UK and Ireland, which collectively accounted for 20% of adjusted earnings, while the firm's reinsurance business accounts for the remainder. Great-West Lifeco had around CAD 3.5 trillion of assets under administration across its business segments at the end of December 2025.
56GF Score
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3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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