Great-West LifecoSTU:GWS -0.15%57 Pretax Margin % is 20.76% as of Mar. 2026, which is 204% above its 10-year median of 6.84. GuruFocus rates STU:GWS with a GF Score™ of 57/100 and a GF Value™ of €32.33 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 506 Insurance companies, Great-West Lifeco ranks better than 57.71% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Great-West Lifeco Pretax Margin % Related Terms
Great-West Lifeco Pretax Margin % Historical Data
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The historical data trend for Great-West Lifeco's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:GWS vs AFL, MET, PRU: Pretax Margin % Comparison
For the Insurance - Life subindustry, Great-West Lifeco's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Great-West Lifeco Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Great-West Lifeco's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Great-West Lifeco's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Great-West Lifeco (STU:GWS) has a Pretax Margin % of 20.76% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Great-West Lifeco and its competitors. This is 204% above median its historical median of 6.84. According to the industry distribution chart, Great-West Lifeco ranks #214 out of 506 companies in the Insurance industry, placing it in the top 42.3%.
Is Great-West Lifeco's Pretax Margin % too high?
Great-West Lifeco's current Pretax Margin % of 20.76% is 204% above median its 10-year median of 6.84. The Insurance industry median Pretax Margin % is 12.02. Great-West Lifeco's value of 20.76% is 72.7% above this industry median. Based on the distribution chart, Great-West Lifeco ranks #214 out of 506 companies in the Insurance industry, which is above the industry midpoint. Overall, Great-West Lifeco has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Great-West Lifeco's Pretax Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Great-West Lifeco ranks #214 out of 506 companies for Pretax Margin %. This puts Great-West Lifeco in the upper half of its industry. The industry median Pretax Margin % is 12.02. Great-West Lifeco's value of 20.76% is 72.7% above this benchmark. While the company's 10-year median is 6.84 vs. the industry median of 12.02, Great-West Lifeco has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.02, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Great-West Lifeco's current Pretax Margin % of 20.76% is 72.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Great-West Lifeco and its competitors. For the Insurance industry, the median Pretax Margin % is 12.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Great-West Lifeco's current Pretax Margin % is 20.76%, which is 204% above median its own 10-year median of 6.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great-West Lifeco stock overvalued right now?
Based on GuruFocus' analysis, Great-West Lifeco (STU:GWS) is currently considered Significantly Overvalued. The stock's GF Value™ is €32.33, compared to a current price of €54.52 — trading 68.6% above its estimated fair value. The current Pretax Margin % is 20.76%, which is 204% above median its 10-year median of 6.84 and 72.7% above the Insurance industry median of 12.02. Great-West Lifeco's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Great-West Lifeco (STU:GWS), the current Pretax Margin % is 20.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Great-West Lifeco (STU:GWS) Overvalued in 2026?
Based on GuruFocus' analysis, Great-West Lifeco stock appears to be overvalued.
The current stock price of €54.52 is trading 68.6% above its estimated GF Value™ of €32.33.
GuruFocus considers Great-West Lifeco to be Significantly Overvalued.
Key valuation signals for STU:GWS:
Pretax Margin %: 20.76% (204% above median its 10-year median of 6.84)
GF Value™: €32.33 vs. price of €54.52 (68.6% above fair value)
Industry Position: 72.7% above the Insurance median (#214 of 506)
No single metric tells the full story. See the STU:GWS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Great-West Lifeco is one of the Big Three Canadian life insurers. The firm's Canadian business contributed around 31% of its 2025 adjusted earnings. The firm generates a further 29% of adjusted earnings from the United States, attributable to its recordkeeping business, Empower, and its US life insurance business. Great-West Lifeco also offers various products across European markets with a strong presence in the UK and Ireland, which collectively accounted for 20% of adjusted earnings, while the firm's reinsurance business accounts for the remainder. Great-West Lifeco had around CAD 3.5 trillion of assets under administration across its business segments at the end of December 2025.
57GF Score
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