Great-West LifecoSTU:GWS -0.51%57 Interest Coverage is 19.45 as of Mar. 2026, which is 60% above its 10-year median of 12.15. GuruFocus rates STU:GWS with a GF Score™ of 57/100 and a GF Value™ of €32.33 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 353 Insurance companies, Great-West Lifeco ranks worse than 51.84% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Great-West Lifeco's
EBIT
for the
three
months ended in Mar. 2026 was €1,067 Mil. Great-West Lifeco's Interest Expense for the
three
months ended in Mar. 2026 was €-55 Mil.
Great-West Lifeco's interest coverage for the quarter that ended in Mar. 2026 was 19.45.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Great-West Lifeco's Interest Coverage or its related term are showing as below:
STU:GWS'
s Interest Coverage Range Over the Past 10 Years
Min: 8.48 Med: 12.15 Max: 18.05
Current: 15.88
STU:GWS's Interest Coverage is ranked worse than 51.84% of 353
companies
in the Insurance industry
Industry Median: 16.26
vs STU:GWS: 15.88
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Great-West Lifeco Interest Coverage Related Terms
Great-West Lifeco Interest Coverage Historical Data
* Premium members only.
The historical data trend for Great-West Lifeco's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
STU:GWS vs AFL, MET, PRU: Interest Coverage Comparison
For the Insurance - Life subindustry, Great-West Lifeco's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Great-West Lifeco Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Great-West Lifeco's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Great-West Lifeco's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Great-West Lifeco (STU:GWS) has a Interest Coverage of 19.45 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Great-West Lifeco and its competitors. This is 60% above median its historical median of 12.15. Over the past decade, Great-West Lifeco's Interest Coverage has ranged from 8.48 to 18.05. According to the industry distribution chart, Great-West Lifeco ranks #183 out of 353 companies in the Insurance industry, placing it in the top 51.8%.
Is Great-West Lifeco's Interest Coverage too high?
Great-West Lifeco's current Interest Coverage of 19.45 is 60% above median its 10-year median of 12.15. Over the past 10 years, this metric has ranged from a low of 8.48 to a high of 18.05. The Insurance industry median Interest Coverage is 16.26. Great-West Lifeco's value of 19.45 is 19.6% above this industry median. Based on the distribution chart, Great-West Lifeco ranks #183 out of 353 companies in the Insurance industry, which is below the industry midpoint. Overall, Great-West Lifeco has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Great-West Lifeco's Interest Coverage compare to AFL and MET?
According to the Insurance industry distribution chart, Great-West Lifeco ranks #183 out of 353 companies for Interest Coverage. This places Great-West Lifeco in the lower half of its industry. The industry median Interest Coverage is 16.26. Great-West Lifeco's value of 19.45 is 19.6% above this benchmark. Historically, Great-West Lifeco's own Interest Coverage has ranged from 8.48 to 18.05 over the past decade. While the company's 10-year median is 12.15 vs. the industry median of 16.26, Great-West Lifeco has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.26, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Great-West Lifeco's current Interest Coverage of 19.45 is 19.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Great-West Lifeco and its competitors. For the Insurance industry, the median Interest Coverage is 16.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Great-West Lifeco's current Interest Coverage is 19.45, which is 60% above median its own 10-year median of 12.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great-West Lifeco stock overvalued right now?
Based on GuruFocus' analysis, Great-West Lifeco (STU:GWS) is currently considered Significantly Overvalued. The stock's GF Value™ is €32.33, compared to a current price of €54.60 — trading 68.9% above its estimated fair value. The current Interest Coverage is 19.45, which is 60% above median its 10-year median of 12.15 and 19.6% above the Insurance industry median of 16.26. Great-West Lifeco's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Great-West Lifeco (STU:GWS), the current Interest Coverage is 19.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Great-West Lifeco (STU:GWS) Overvalued in 2026?
Based on GuruFocus' analysis, Great-West Lifeco stock appears to be overvalued.
The current stock price of €54.60 is trading 68.9% above its estimated GF Value™ of €32.33.
GuruFocus considers Great-West Lifeco to be Significantly Overvalued.
Key valuation signals for STU:GWS:
Interest Coverage: 19.45 (60% above median its 10-year median of 12.15)
GF Value™: €32.33 vs. price of €54.60 (68.9% above fair value)
Industry Position: 19.6% above the Insurance median (#183 of 353)
No single metric tells the full story. See the STU:GWS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Great-West Lifeco is one of the Big Three Canadian life insurers. The firm's Canadian business contributed around 31% of its 2025 adjusted earnings. The firm generates a further 29% of adjusted earnings from the United States, attributable to its recordkeeping business, Empower, and its US life insurance business. Great-West Lifeco also offers various products across European markets with a strong presence in the UK and Ireland, which collectively accounted for 20% of adjusted earnings, while the firm's reinsurance business accounts for the remainder. Great-West Lifeco had around CAD 3.5 trillion of assets under administration across its business segments at the end of December 2025.
57GF Score
Get the complete analysis for STU:GWS
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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