Great-West Lifeco (STU:GWS) Margin of Safety % (DCF Earnings Based): N/A (As of Jul. 13, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:GWS Great-West Lifeco Inc STU:GWS
57 GF Score
Price €56.86
GF Value €32.29
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Great-West Lifeco Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Great-West Lifeco's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.


STU:GWS vs AFL, MET, PRU: Margin of Safety % (DCF Earnings Based) Comparison

For the Insurance - Life subindustry, Great-West Lifeco's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Great-West Lifeco Margin of Safety % (DCF Earnings Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, Great-West Lifeco's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Great-West Lifeco's Margin of Safety % (DCF Earnings Based) falls into.


STU:GWS
57GF Score
Great-West Lifeco Inc STU:GWS
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Great-West Lifeco (STU:GWS) Overvalued in 2026?

Based on GuruFocus' analysis, Great-West Lifeco stock appears to be overvalued. The current stock price of €56.86 is trading 76.1% above its estimated GF Value™ of €32.29. GuruFocus considers Great-West Lifeco to be Significantly Overvalued.

Key valuation signals for STU:GWS:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: €32.29 vs. price of €56.86 (76.1% above fair value)
  • GF Score™: 57/100 with 8 warning signs

No single metric tells the full story. See the STU:GWS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Great-West Lifeco Business Description

Address 100 Osborne Street North, Winnipeg, MB, CAN, R3C 1V3
Great-West Lifeco is one of the Big Three Canadian life insurers. The firm's Canadian business contributed around 31% of its 2025 adjusted earnings. The firm generates a further 29% of adjusted earnings from the United States, attributable to its recordkeeping business, Empower, and its US life insurance business. Great-West Lifeco also offers various products across European markets with a strong presence in the UK and Ireland, which collectively accounted for 20% of adjusted earnings, while the firm's reinsurance business accounts for the remainder. Great-West Lifeco had around CAD 3.5 trillion of assets under administration across its business segments at the end of December 2025.
57GF Score

Get the complete analysis for STU:GWS

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€56.86
Price
€32.29
GF Value