Suncorp GroupASX:SUN +0.74%74 EBITDA Margin % is 8.20% as of Dec. 2025, which is 62% below its 10-year median of 21.79. GuruFocus rates ASX:SUN with a GF Score™ of 74/100 and a GF Value™ of A$19.03 (Fairly Valued). The stock has 5 warning signs investors should review. Among 369 Insurance companies, Suncorp Group ranks worse than 56.91% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Suncorp Group's EBITDA for the
six
months ended in Dec. 2025 was A$617 Mil. Suncorp Group's Revenue for the
six
months ended in Dec. 2025 was A$7,527 Mil. Therefore, Suncorp Group's EBITDA margin for the quarter that ended in Dec. 2025 was 8.20%.
Suncorp Group (ASX:SUN) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Suncorp Group EBITDA Margin % Related Terms
Suncorp Group EBITDA Margin % Historical Data
* Premium members only.
The historical data trend for Suncorp Group's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:SUN vs CB, PGR, TRV: EBITDA Margin % Comparison
For the Insurance - Property & Casualty subindustry, Suncorp Group's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Suncorp Group EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Suncorp Group's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Suncorp Group's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Suncorp Group (ASX:SUN) has a EBITDA Margin % of 8.20% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Suncorp Group and its competitors. This is 62% below median its historical median of 21.79. Over the past decade, Suncorp Group's EBITDA Margin % has ranged from 12.72 to 26.10. According to the industry distribution chart, Suncorp Group ranks #210 out of 369 companies in the Insurance industry, placing it in the top 56.9%.
Is Suncorp Group's EBITDA Margin % too high?
Suncorp Group's current EBITDA Margin % of 8.20% is 62% below median its 10-year median of 21.79. Over the past 10 years, this metric has ranged from a low of 12.72 to a high of 26.10. The Insurance industry median EBITDA Margin % is 14.81. Suncorp Group's value of 8.20% is 44.6% below this industry median. Based on the distribution chart, Suncorp Group ranks #210 out of 369 companies in the Insurance industry, which is below the industry midpoint. Overall, Suncorp Group has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Suncorp Group's EBITDA Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Suncorp Group ranks #210 out of 369 companies for EBITDA Margin %. This places Suncorp Group in the lower half of its industry. The industry median EBITDA Margin % is 14.81. Suncorp Group's value of 8.20% is 44.6% below this benchmark. Historically, Suncorp Group's own EBITDA Margin % has ranged from 12.72 to 26.10 over the past decade. While the company's 10-year median is 21.79 vs. the industry median of 14.81, Suncorp Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Suncorp Group's current EBITDA Margin % of 8.20% is 44.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Suncorp Group and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Suncorp Group's current EBITDA Margin % is 8.20%, which is 62% below median its own 10-year median of 21.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Suncorp Group stock overvalued right now?
Based on GuruFocus' analysis, Suncorp Group (ASX:SUN) is currently considered Fairly Valued. The stock's GF Value™ is A$19.03, compared to a current price of A$19.07 — trading 0.2% above its estimated fair value. The current EBITDA Margin % is 8.20%, which is 62% below median its 10-year median of 21.79 and 44.6% below the Insurance industry median of 14.81. Suncorp Group's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Suncorp Group (ASX:SUN), the current EBITDA Margin % is 8.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Suncorp Group (ASX:SUN) Overvalued in 2026?
Based on GuruFocus' analysis, Suncorp Group stock appears to be overvalued.
The current stock price of A$19.07 is trading 0.2% above its estimated GF Value™ of A$19.03.
GuruFocus considers Suncorp Group to be Fairly Valued.
Key valuation signals for ASX:SUN:
EBITDA Margin %: 8.20% (62% below median its 10-year median of 21.79)
GF Value™: A$19.03 vs. price of A$19.07 (0.2% above fair value)
Industry Position: 44.6% below the Insurance median (#210 of 369)
No single metric tells the full story. See the ASX:SUN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Suncorp provides general insurance through a number of different brands. The core businesses include personal insurance such as home and motor, and commercial insurance. Suncorp and competitors IAG Insurance and QBE Insurance dominate the Australian and New Zealand insurance markets. It sold its banking business to ANZ Bank in July 2024.
74GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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