Suncorp GroupASX:SUN -0.68%74 Pretax Margin % is 5.21% as of Dec. 2025, which is 57% below its 10-year median of 12.06. GuruFocus rates ASX:SUN with a GF Score™ of 74/100 and a GF Value™ of A$19.04 (Fairly Valued). The stock has 6 warning signs investors should review. Among 506 Insurance companies, Suncorp Group ranks worse than 61.86% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Suncorp Group's Pre-Tax Income for the
six
months ended in Dec. 2025 was A$392 Mil. Suncorp Group's Revenue for the
six
months ended in Dec. 2025 was A$7,527 Mil. Therefore, Suncorp Group's pretax margin for the quarter that ended in Dec. 2025 was 5.21%.
The historical rank and industry rank for Suncorp Group's Pretax Margin % or its related term are showing as below:
ASX:SUN'
s Pretax Margin % Range Over the Past 10 Years
Min: 7.49 Med: 12.06 Max: 14.61
Current: 9.22
ASX:SUN's Pretax Margin % is ranked worse than 61.86% of 506
companies
in the Insurance industry
Industry Median: 12.02
vs ASX:SUN: 9.22
Suncorp Group (ASX:SUN) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Suncorp Group Pretax Margin % Related Terms
Suncorp Group Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Suncorp Group's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:SUN vs CB, PGR, TRV: Pretax Margin % Comparison
For the Insurance - Property & Casualty subindustry, Suncorp Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Suncorp Group Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Suncorp Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Suncorp Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Suncorp Group (ASX:SUN) has a Pretax Margin % of 5.21% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Suncorp Group and its competitors. This is 57% below median its historical median of 12.06. Over the past decade, Suncorp Group's Pretax Margin % has ranged from 7.49 to 14.61. According to the industry distribution chart, Suncorp Group ranks #313 out of 506 companies in the Insurance industry, placing it in the top 61.9%.
Is Suncorp Group's Pretax Margin % too high?
Suncorp Group's current Pretax Margin % of 5.21% is 57% below median its 10-year median of 12.06. Over the past 10 years, this metric has ranged from a low of 7.49 to a high of 14.61. The Insurance industry median Pretax Margin % is 12.02. Suncorp Group's value of 5.21% is 56.7% below this industry median. Based on the distribution chart, Suncorp Group ranks #313 out of 506 companies in the Insurance industry, which is below the industry midpoint. Overall, Suncorp Group has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Suncorp Group's Pretax Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Suncorp Group ranks #313 out of 506 companies for Pretax Margin %. This places Suncorp Group in the lower half of its industry. The industry median Pretax Margin % is 12.02. Suncorp Group's value of 5.21% is 56.7% below this benchmark. Historically, Suncorp Group's own Pretax Margin % has ranged from 7.49 to 14.61 over the past decade. While the company's 10-year median is 12.06 vs. the industry median of 12.02, Suncorp Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.02, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Suncorp Group's current Pretax Margin % of 5.21% is 56.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Suncorp Group and its competitors. For the Insurance industry, the median Pretax Margin % is 12.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Suncorp Group's current Pretax Margin % is 5.21%, which is 57% below median its own 10-year median of 12.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Suncorp Group stock overvalued right now?
Based on GuruFocus' analysis, Suncorp Group (ASX:SUN) is currently considered Fairly Valued. The stock's GF Value™ is A$19.04, compared to a current price of A$18.94 — trading 0.5% below its estimated fair value. The current Pretax Margin % is 5.21%, which is 57% below median its 10-year median of 12.06 and 56.7% below the Insurance industry median of 12.02. Suncorp Group's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Suncorp Group (ASX:SUN), the current Pretax Margin % is 5.21% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Suncorp Group (ASX:SUN) Overvalued in 2026?
Based on GuruFocus' analysis, Suncorp Group stock appears to be undervalued.
The current stock price of A$18.94 is trading 0.5% below its estimated GF Value™ of A$19.04.
GuruFocus considers Suncorp Group to be Fairly Valued.
Key valuation signals for ASX:SUN:
Pretax Margin %: 5.21% (57% below median its 10-year median of 12.06)
GF Value™: A$19.04 vs. price of A$18.94 (0.5% below fair value)
Industry Position: 56.7% below the Insurance median (#313 of 506)
No single metric tells the full story. See the ASX:SUN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Suncorp provides general insurance through a number of different brands. The core businesses include personal insurance such as home and motor, and commercial insurance. Suncorp and competitors IAG Insurance and QBE Insurance dominate the Australian and New Zealand insurance markets. It sold its banking business to ANZ Bank in July 2024.
74GF Score
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