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Suncorp GroupASX:SUN +0.58%75 5-Year Yield-on-Cost % is 4.79 as of Jul. 17, 2026, which is 32% below its 10-year median of 7.01. GuruFocus rates ASX:SUN with a GF Score™ of 75/100 and a GF Value™ of A$18.88 (Fairly Valued). The stock has 5 warning signs investors should review. Among 418 Insurance companies, Suncorp Group ranks better than 59.33% on this metric.
Suncorp Group's yield on cost for the quarter that ended in Dec. 2025 was 4.79.
The historical rank and industry rank for Suncorp Group's 5-Year Yield-on-Cost % or its related term are showing as below:
ASX:SUN'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.9 Med: 7.01 Max: 11.96
Current: 4.79
During the past 13 years, Suncorp Group's highest Yield on Cost was 11.96. The lowest was 3.90. And the median was 7.01.
ASX:SUN's 5-Year Yield-on-Cost % is ranked better than 59.33% of 418
companies
in the Insurance industry
Industry Median: 4
vs ASX:SUN: 4.79
Suncorp Group (ASX:SUN) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Suncorp Group 5-Year Yield-on-Cost % Related Terms
ASX:SUN vs CB, PGR, TRV: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, Suncorp Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Suncorp Group 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Suncorp Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Suncorp Group's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Suncorp Group is calculated as
Suncorp Group (ASX:SUN) has a 5-Year Yield-on-Cost % of 4.79 as of Jul. 17, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Suncorp Group and its competitors. This is 32% below median its historical median of 7.01. Over the past decade, Suncorp Group's 5-Year Yield-on-Cost % has ranged from 3.90 to 11.96. According to the industry distribution chart, Suncorp Group ranks #170 out of 418 companies in the Insurance industry, placing it in the top 40.7%.
Is Suncorp Group's 5-Year Yield-on-Cost % too high?
Suncorp Group's current 5-Year Yield-on-Cost % of 4.79 is 32% below median its 10-year median of 7.01. Over the past 10 years, this metric has ranged from a low of 3.90 to a high of 11.96. The Insurance industry median 5-Year Yield-on-Cost % is 4.00. Suncorp Group's value of 4.79 is 19.8% above this industry median. Based on the distribution chart, Suncorp Group ranks #170 out of 418 companies in the Insurance industry, which is above the industry midpoint. Overall, Suncorp Group has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Suncorp Group's 5-Year Yield-on-Cost % compare to CB and PGR?
According to the Insurance industry distribution chart, Suncorp Group ranks #170 out of 418 companies for 5-Year Yield-on-Cost %. This puts Suncorp Group in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 4.00. Suncorp Group's value of 4.79 is 19.8% above this benchmark. Historically, Suncorp Group's own 5-Year Yield-on-Cost % has ranged from 3.90 to 11.96 over the past decade. While the company's 10-year median is 7.01 vs. the industry median of 4.00, Suncorp Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 4.00, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Suncorp Group's current 5-Year Yield-on-Cost % of 4.79 is 19.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Suncorp Group and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Suncorp Group's current 5-Year Yield-on-Cost % is 4.79, which is 32% below median its own 10-year median of 7.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Suncorp Group stock overvalued right now?
Based on GuruFocus' analysis, Suncorp Group (ASX:SUN) is currently considered Fairly Valued. The stock's GF Value™ is A$18.88, compared to a current price of A$18.95 — trading 0.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.79, which is 32% below median its 10-year median of 7.01 and 19.8% above the Insurance industry median of 4.00. Suncorp Group's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Suncorp Group (ASX:SUN), the current 5-Year Yield-on-Cost % is 4.79 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Suncorp Group (ASX:SUN) Overvalued in 2026?
Based on GuruFocus' analysis, Suncorp Group stock appears to be overvalued.
The current stock price of A$18.95 is trading 0.4% above its estimated GF Value™ of A$18.88.
GuruFocus considers Suncorp Group to be Fairly Valued.
Key valuation signals for ASX:SUN:
5-Year Yield-on-Cost %: 4.79 (32% below median its 10-year median of 7.01)
GF Value™: A$18.88 vs. price of A$18.95 (0.4% above fair value)
Industry Position: 19.8% above the Insurance median (#170 of 418)
No single metric tells the full story. See the ASX:SUN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Suncorp provides general insurance through a number of different brands. The core businesses include personal insurance such as home and motor, and commercial insurance. Suncorp and competitors IAG Insurance and QBE Insurance dominate the Australian and New Zealand insurance markets. It sold its banking business to ANZ Bank in July 2024.
75GF Score
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