Suncorp GroupASX:SUN +0.74%74 FCF Margin % is 4.80% as of Dec. 2025, which is 69% below its 10-year median of 15.54. GuruFocus rates ASX:SUN with a GF Score™ of 74/100 and a GF Value™ of A$19.03 (Fairly Valued). The stock has 5 warning signs investors should review. Among 501 Insurance companies, Suncorp Group ranks better than 78.84% on this metric.
The historical rank and industry rank for Suncorp Group's FCF Margin % or its related term are showing as below:
ASX:SUN'
s FCF Margin % Range Over the Past 10 Years
Min: -21.88 Med: 15.54 Max: 36.16
Current: 23.9
During the past 13 years, the highest FCF Margin % of Suncorp Group was 36.16%. The lowest was -21.88%. And the median was 15.54%.
ASX:SUN's FCF Margin % is ranked better than 78.84% of 501
companies
in the Insurance industry
Industry Median: 9.6
vs ASX:SUN: 23.90
Suncorp Group FCF Margin % Related Terms
Suncorp Group FCF Margin % Historical Data
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The historical data trend for Suncorp Group's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Suncorp Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Suncorp Group FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Suncorp Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Suncorp Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Suncorp Group (ASX:SUN) has a FCF Margin % of 4.80% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Suncorp Group and its competitors. This is 69% below median its historical median of 15.54. According to the industry distribution chart, Suncorp Group ranks #106 out of 501 companies in the Insurance industry, placing it in the top 21.2%.
Is Suncorp Group's FCF Margin % too high?
Suncorp Group's current FCF Margin % of 4.80% is 69% below median its 10-year median of 15.54. The Insurance industry median FCF Margin % is 9.60. Suncorp Group's value of 4.80% is 50% below this industry median. Based on the distribution chart, Suncorp Group ranks #106 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Suncorp Group has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Suncorp Group's FCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Suncorp Group ranks #106 out of 501 companies for FCF Margin %. This places Suncorp Group in the top 21% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.60. Suncorp Group's value of 4.80% is 50% below this benchmark. While the company's 10-year median is 15.54 vs. the industry median of 9.60, Suncorp Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Suncorp Group's current FCF Margin % of 4.80% is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Suncorp Group and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Suncorp Group's current FCF Margin % is 4.80%, which is 69% below median its own 10-year median of 15.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Suncorp Group stock overvalued right now?
Based on GuruFocus' analysis, Suncorp Group (ASX:SUN) is currently considered Fairly Valued. The stock's GF Value™ is A$19.03, compared to a current price of A$19.07 — trading 0.2% above its estimated fair value. The current FCF Margin % is 4.80%, which is 69% below median its 10-year median of 15.54 and 50% below the Insurance industry median of 9.60. Suncorp Group's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Suncorp Group (ASX:SUN), the current FCF Margin % is 4.80% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Suncorp Group (ASX:SUN) Overvalued in 2026?
Based on GuruFocus' analysis, Suncorp Group stock appears to be overvalued.
The current stock price of A$19.07 is trading 0.2% above its estimated GF Value™ of A$19.03.
GuruFocus considers Suncorp Group to be Fairly Valued.
Key valuation signals for ASX:SUN:
FCF Margin %: 4.80% (69% below median its 10-year median of 15.54)
GF Value™: A$19.03 vs. price of A$19.07 (0.2% above fair value)
Industry Position: 50% below the Insurance median (#106 of 501)
No single metric tells the full story. See the ASX:SUN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Suncorp provides general insurance through a number of different brands. The core businesses include personal insurance such as home and motor, and commercial insurance. Suncorp and competitors IAG Insurance and QBE Insurance dominate the Australian and New Zealand insurance markets. It sold its banking business to ANZ Bank in July 2024.
74GF Score
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