Admiral GroupLSE:ADM +1.99%76 EBITDA Margin % is 19.30% as of Dec. 2025, which is 45% below its 10-year median of 34.82. GuruFocus rates LSE:ADM with a GF Score™ of 76/100 and a GF Value™ of £37.16 (Fairly Valued). The stock has 3 warning signs investors should review. Among 371 Insurance companies, Admiral Group ranks better than 66.04% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Admiral Group's EBITDA for the
six
months ended in Dec. 2025 was £489 Mil. Admiral Group's Revenue for the
six
months ended in Dec. 2025 was £2,531 Mil. Therefore, Admiral Group's EBITDA margin for the quarter that ended in Dec. 2025 was 19.30%.
Admiral Group (LSE:ADM) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Admiral Group EBITDA Margin % Related Terms
Admiral Group EBITDA Margin % Historical Data
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The historical data trend for Admiral Group's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:ADM vs CB, PGR, TRV: EBITDA Margin % Comparison
For the Insurance - Property & Casualty subindustry, Admiral Group's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Admiral Group EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Admiral Group's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Admiral Group's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Admiral Group (LSE:ADM) has a EBITDA Margin % of 19.30% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Admiral Group and its competitors. This is 45% below median its historical median of 34.82. Over the past decade, Admiral Group's EBITDA Margin % has ranged from 13.66 to 51.41. According to the industry distribution chart, Admiral Group ranks #126 out of 371 companies in the Insurance industry, placing it in the top 34%.
Is Admiral Group's EBITDA Margin % too high?
Admiral Group's current EBITDA Margin % of 19.30% is 45% below median its 10-year median of 34.82. Over the past 10 years, this metric has ranged from a low of 13.66 to a high of 51.41. The Insurance industry median EBITDA Margin % is 14.91. Admiral Group's value of 19.30% is 29.4% above this industry median. Based on the distribution chart, Admiral Group ranks #126 out of 371 companies in the Insurance industry, which is above the industry midpoint. Overall, Admiral Group has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Admiral Group's EBITDA Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Admiral Group ranks #126 out of 371 companies for EBITDA Margin %. This puts Admiral Group in the upper half of its industry. The industry median EBITDA Margin % is 14.91. Admiral Group's value of 19.30% is 29.4% above this benchmark. Historically, Admiral Group's own EBITDA Margin % has ranged from 13.66 to 51.41 over the past decade. While the company's 10-year median is 34.82 vs. the industry median of 14.91, Admiral Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.91, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Admiral Group's current EBITDA Margin % of 19.30% is 29.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Admiral Group and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Admiral Group's current EBITDA Margin % is 19.30%, which is 45% below median its own 10-year median of 34.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Admiral Group stock overvalued right now?
Based on GuruFocus' analysis, Admiral Group (LSE:ADM) is currently considered Fairly Valued. The stock's GF Value™ is £37.16, compared to a current price of £33.78 — trading 9.1% below its estimated fair value. The current EBITDA Margin % is 19.30%, which is 45% below median its 10-year median of 34.82 and 29.4% above the Insurance industry median of 14.91. Admiral Group's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Admiral Group (LSE:ADM), the current EBITDA Margin % is 19.30% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Admiral Group (LSE:ADM) Overvalued in 2026?
Based on GuruFocus' analysis, Admiral Group stock appears to be undervalued.
The current stock price of £33.78 is trading 9.1% below its estimated GF Value™ of £37.16.
GuruFocus considers Admiral Group to be Fairly Valued.
Key valuation signals for LSE:ADM:
EBITDA Margin %: 19.30% (45% below median its 10-year median of 34.82)
GF Value™: £37.16 vs. price of £33.78 (9.1% below fair value)
Industry Position: 29.4% above the Insurance median (#126 of 371)
No single metric tells the full story. See the LSE:ADM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Admiral is a personal lines insurer that operates predominantly in the United Kingdom. The business is primarily a motor insurer with UK and European auto insurance accounting for the majority of gross premium. The company also has a nascent but growing UK home insurance division. The company was established in 1993 to sell nonstandard risk motor insurance. These nonstandard policyholders included younger drivers, female drivers, drivers wanting to pay by credit card, and drivers based in London. Over the years the company has expanded its nonstandard risks perimeter.
76GF Score
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