Admiral Group (LSE:ADM) Margin of Safety % (DCF FCF Based): -148.20% (As of Jun. 24, 2026)


LSE:ADM Admiral Group PLC LSE:ADM
76 GF Score
Price £33.78
GF Value £37.16
Valuation Fairly Valued
! 3 Warning Signs
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What is Admiral Group Margin of Safety % (DCF FCF Based)?

Admiral Group LSE:ADM +1.99% 76 Margin of Safety % (DCF FCF Based) is -148.20% as of Jun. 24, 2026. GuruFocus rates LSE:ADM with a GF Score™ of 76/100 and a GF Value™ of £37.16 (Fairly Valued). The stock has 3 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-24), Admiral Group's Predictability Rank is 2.5-Stars. Admiral Group's intrinsic value calculated from the Discounted FCF model is £31.34 and current share price is £33.78. Consequently,

Admiral Group's Margin of Safety % (DCF FCF Based) using Discounted FCF model is -148.20%.

LSE:ADM vs CB, PGR, TRV: Margin of Safety % (DCF FCF Based) Comparison

For the Insurance - Property & Casualty subindustry, Admiral Group's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Admiral Group Margin of Safety % (DCF FCF Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, Admiral Group's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Admiral Group's Margin of Safety % (DCF FCF Based) falls into.


LSE:ADM
76GF Score
Admiral Group PLC LSE:ADM
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Admiral Group Margin of Safety % (DCF FCF Based) Calculation

Admiral Group's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(13.61-33.78)/13.61
=-148.20 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of -148.20% mean?
Admiral Group (LSE:ADM) has a Margin of Safety % (DCF FCF Based) of -148.20% as of Jun. 24, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Admiral Group.
Is Admiral Group's Margin of Safety % (DCF FCF Based) too high?
Admiral Group's current Margin of Safety % (DCF FCF Based) is -148.20%. Overall, Admiral Group has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Admiral Group's Margin of Safety % (DCF FCF Based) compare to CB and PGR?
Admiral Group's Margin of Safety % (DCF FCF Based) of -148.20% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for an Insurance company?
A good Margin of Safety % (DCF FCF Based) depends on the Insurance industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Admiral Group. Admiral Group's current Margin of Safety % (DCF FCF Based) is -148.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Admiral Group stock overvalued right now?
Based on GuruFocus' analysis, Admiral Group (LSE:ADM) is currently considered Fairly Valued. The stock's GF Value™ is £37.16, compared to a current price of £33.78 — trading 9.1% below its estimated fair value. The current Margin of Safety % (DCF FCF Based) is -148.20%. Admiral Group's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Admiral Group (LSE:ADM), the current Margin of Safety % (DCF FCF Based) is -148.20% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Admiral Group (LSE:ADM) Overvalued in 2026?

Based on GuruFocus' analysis, Admiral Group stock appears to be undervalued. The current stock price of £33.78 is trading 9.1% below its estimated GF Value™ of £37.16. GuruFocus considers Admiral Group to be Fairly Valued.

Key valuation signals for LSE:ADM:

  • Margin of Safety % (DCF FCF Based): -148.20%
  • GF Value™: £37.16 vs. price of £33.78 (9.1% below fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the LSE:ADM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Admiral Group Business Description

Address David Street, Ty Admiral, Cardiff, GBR, CF10 2EH
Admiral is a personal lines insurer that operates predominantly in the United Kingdom. The business is primarily a motor insurer with UK and European auto insurance accounting for the majority of gross premium. The company also has a nascent but growing UK home insurance division. The company was established in 1993 to sell nonstandard risk motor insurance. These nonstandard policyholders included younger drivers, female drivers, drivers wanting to pay by credit card, and drivers based in London. Over the years the company has expanded its nonstandard risks perimeter.
76GF Score

Get the complete analysis for LSE:ADM

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£33.78
Price
£37.16
GF Value