PSG Financial Services (STU:EU4) EBITDA Margin %: 33.24% (As of Feb. 2026) — 29% Above Median


STU:EU4 PSG Financial Services Ltd STU:EU4
84 GF Score
Price €1.56
GF Value €1.11
! 5 Warning Signs
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What is PSG Financial Services EBITDA Margin %?

PSG Financial Services STU:EU4 -2.50% 84 EBITDA Margin % is 33.24% as of Feb. 2026, which is 29% above its 10-year median of 25.79. GuruFocus rates STU:EU4 with a GF Score™ of 84/100 and a GF Value™ of €1.11. The stock has 5 warning signs investors should review. Among 668 Asset Management companies, PSG Financial Services ranks better than 50.6% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. PSG Financial Services's EBITDA for the six months ended in Feb. 2026 was €84.6 Mil. PSG Financial Services's Revenue for the six months ended in Feb. 2026 was €254.4 Mil. Therefore, PSG Financial Services's EBITDA margin for the quarter that ended in Feb. 2026 was 33.24%.


PSG Financial Services  (STU:EU4) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


PSG Financial Services EBITDA Margin % Related Terms


PSG Financial Services EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for PSG Financial Services's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PSG Financial Services EBITDA Margin % Chart

PSG Financial Services Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.91 25.42 24.66 26.03 30.44

PSG Financial Services Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.56 24.61 27.43 27.52 33.24

STU:EU4 vs BLK, BX, KKR: EBITDA Margin % Comparison

For the Asset Management subindustry, PSG Financial Services's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PSG Financial Services EBITDA Margin % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, PSG Financial Services's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where PSG Financial Services's EBITDA Margin % falls into.


STU:EU4
84GF Score
PSG Financial Services Ltd STU:EU4
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PSG Financial Services EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

PSG Financial Services's EBITDA Margin % for the fiscal year that ended in Feb. 2026 is calculated as

EBITDA Margin %=EBITDA (A: Feb. 2026 )/Revenue (A: Feb. 2026 )
=151.644/498.188
=30.44 %

PSG Financial Services's EBITDA Margin % for the quarter that ended in Feb. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Feb. 2026 )/Revenue (Q: Feb. 2026 )
=84.569/254.447
=33.24 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 33.24% mean?
PSG Financial Services (STU:EU4) has a EBITDA Margin % of 33.24% as of Feb. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on PSG Financial Services and its competitors. This is 29% above median its historical median of 25.79. Over the past decade, PSG Financial Services' EBITDA Margin % has ranged from 23.97 to 30.44. According to the industry distribution chart, PSG Financial Services ranks #330 out of 668 companies in the Asset Management industry, placing it in the top 49.4%.
Is PSG Financial Services' EBITDA Margin % too high?
PSG Financial Services' current EBITDA Margin % of 33.24% is 29% above median its 10-year median of 25.79. Over the past 10 years, this metric has ranged from a low of 23.97 to a high of 30.44. The Asset Management industry median EBITDA Margin % is 30.12. PSG Financial Services' value of 33.24% is 10.4% above this industry median. Based on the distribution chart, PSG Financial Services ranks #330 out of 668 companies in the Asset Management industry, which is above the industry midpoint. Overall, PSG Financial Services has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' EBITDA Margin % compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #330 out of 668 companies for EBITDA Margin %. This puts PSG Financial Services in the upper half of its industry. The industry median EBITDA Margin % is 30.12. PSG Financial Services' value of 33.24% is 10.4% above this benchmark. Historically, PSG Financial Services' own EBITDA Margin % has ranged from 23.97 to 30.44 over the past decade. While the company's 10-year median is 25.79 vs. the industry median of 30.12, PSG Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Asset Management company?
The median EBITDA Margin % among Asset Management companies is 30.12, based on 668 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current EBITDA Margin % of 33.24% is 10.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on PSG Financial Services and its competitors. For the Asset Management industry, the median EBITDA Margin % is 30.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current EBITDA Margin % is 33.24%, which is 29% above median its own 10-year median of 25.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
PSG Financial Services (STU:EU4) has a current EBITDA Margin % of 33.24%. The stock's GF Value™ is €1.11, compared to a current price of €1.56 — trading 40.5% above its estimated fair value. The current EBITDA Margin % is 33.24%, which is 29% above median its 10-year median of 25.79 and 10.4% above the Asset Management industry median of 30.12. PSG Financial Services' overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For PSG Financial Services (STU:EU4), the current EBITDA Margin % is 33.24% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PSG Financial Services (STU:EU4) Overvalued in 2026?

Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued. The current stock price of €1.56 is trading 40.5% above its estimated GF Value™ of €1.11.

Key valuation signals for STU:EU4:

  • EBITDA Margin %: 33.24% (29% above median its 10-year median of 25.79)
  • GF Value™: €1.11 vs. price of €1.56 (40.5% above fair value)
  • GF Score™: 84/100 with 5 warning signs
  • Industry Position: 10.4% above the Asset Management median (#330 of 668)

No single metric tells the full story. See the STU:EU4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PSG Financial Services Business Description

Address 3 Howick Close, 4th Floor, The Edge, Tyger Waterfront, Tyger Valley, Bellville, WC, ZAF, 7530
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
84GF Score

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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.56
Price
€1.11
GF Value