PSG Financial ServicesSTU:EU4 -2.50%84 Operating Margin % is 20.61% as of Feb. 2026, which is 23% above its 10-year median of 16.72. GuruFocus rates STU:EU4 with a GF Score™ of 84/100 and a GF Value™ of €1.11. The stock has 5 warning signs investors should review. Among 656 Asset Management companies, PSG Financial Services ranks better than 51.98% on this metric.
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
PSG Financial Services Operating Margin % Related Terms
PSG Financial Services Operating Margin % Historical Data
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The historical data trend for PSG Financial Services's Operating Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:EU4 vs BLK, BX, KKR: Operating Margin % Comparison
For the Asset Management subindustry, PSG Financial Services's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSG Financial Services Operating Margin % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PSG Financial Services's Operating Margin % distribution charts can be found below:
* The bar in red indicates where PSG Financial Services's Operating Margin % falls into.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
PSG Financial Services's Operating Margin % for the fiscal year that ended in Feb. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PSG Financial Services (STU:EU4) has a Operating Margin % of 20.61% as of Feb. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on PSG Financial Services and its competitors. This is 23% above median its historical median of 16.72. Over the past decade, PSG Financial Services' Operating Margin % has ranged from 14.18 to 20.48. According to the industry distribution chart, PSG Financial Services ranks #315 out of 656 companies in the Asset Management industry, placing it in the top 48%.
Is PSG Financial Services' Operating Margin % too high?
PSG Financial Services' current Operating Margin % of 20.61% is 23% above median its 10-year median of 16.72. Over the past 10 years, this metric has ranged from a low of 14.18 to a high of 20.48. The Asset Management industry median Operating Margin % is 16.73. PSG Financial Services' value of 20.61% is 23.2% above this industry median. Based on the distribution chart, PSG Financial Services ranks #315 out of 656 companies in the Asset Management industry, which is above the industry midpoint. Overall, PSG Financial Services has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' Operating Margin % compare to BLK and BX?
According to the Asset Management industry distribution chart, PSG Financial Services ranks #315 out of 656 companies for Operating Margin %. This puts PSG Financial Services in the upper half of its industry. The industry median Operating Margin % is 16.73. PSG Financial Services' value of 20.61% is 23.2% above this benchmark. Historically, PSG Financial Services' own Operating Margin % has ranged from 14.18 to 20.48 over the past decade. While the company's 10-year median is 16.72 vs. the industry median of 16.73, PSG Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for an Asset Management company?
The median Operating Margin % among Asset Management companies is 16.73, based on 656 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSG Financial Services's current Operating Margin % of 20.61% is 23.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on PSG Financial Services and its competitors. For the Asset Management industry, the median Operating Margin % is 16.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSG Financial Services's current Operating Margin % is 20.61%, which is 23% above median its own 10-year median of 16.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
PSG Financial Services (STU:EU4) has a current Operating Margin % of 20.61%. The stock's GF Value™ is €1.11, compared to a current price of €1.56 — trading 40.5% above its estimated fair value. The current Operating Margin % is 20.61%, which is 23% above median its 10-year median of 16.72 and 23.2% above the Asset Management industry median of 16.73. PSG Financial Services' overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For PSG Financial Services (STU:EU4), the current Operating Margin % is 20.61% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSG Financial Services (STU:EU4) Overvalued in 2026?
Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued.
The current stock price of €1.56 is trading 40.5% above its estimated GF Value™ of €1.11.
Key valuation signals for STU:EU4:
Operating Margin %: 20.61% (23% above median its 10-year median of 16.72)
GF Value™: €1.11 vs. price of €1.56 (40.5% above fair value)
Industry Position: 23.2% above the Asset Management median (#315 of 656)
No single metric tells the full story. See the STU:EU4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
84GF Score
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