PSG Financial Services (STU:EU4) Long-Term Capital Lease Obligation: €14.3 Mil (As of Feb. 2026)


STU:EU4 PSG Financial Services Ltd STU:EU4
84 GF Score
Price €1.56
GF Value €1.11
! 5 Warning Signs
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What is PSG Financial Services Long-Term Capital Lease Obligation?

PSG Financial Services STU:EU4 -2.50% 84 Long-Term Capital Lease Obligation is €14.3 Mil as of Feb. 2026. GuruFocus rates STU:EU4 with a GF Score™ of 84/100 and a GF Value™ of €1.11. The stock has 5 warning signs investors should review.

PSG Financial Services's Long-Term Capital Lease Obligation for the quarter that ended in Feb. 2026 was €14.3 Mil.

PSG Financial Services's quarterly Long-Term Capital Lease Obligation increased from Feb. 2025 (€7.7 Mil) to Aug. 2025 (€12.2 Mil) and increased from Aug. 2025 (€12.2 Mil) to Feb. 2026 (€14.3 Mil).

PSG Financial Services's annual Long-Term Capital Lease Obligation increased from Feb. 2024 (€6.2 Mil) to Feb. 2025 (€7.7 Mil) and increased from Feb. 2025 (€7.7 Mil) to Feb. 2026 (€14.3 Mil).

PSG Financial Services  (STU:EU4) Long-Term Capital Lease Obligation Explanation

Long-Term Capital Lease Obligation are the amount due for long-term asset lease agreements that are nearly equivalent to asset purchases. Capital lease obligations are installment payments that constitute a payment of principal plus interest for the capital lease. The Short-Term Capital Lease Obligation is the portion of a Long-Term Capital Lease Obligation that is due over the next year.

Under US Generally Accepted Accounting Principles (GAAP), a capital lease is essentially equivalent to a purchase by the lessee if it meets the following criteria:

1. Ownership of the asset is transferred to the lessee at the end of the lease term;
2. The lease contains a bargain purchase option to buy the equipment at less than fair market value;
3. The lease term equals or exceeds 75% of the asset's estimated useful life;
4. The present value of the lease payments equals or exceeds 90% of the total original cost of the equipment.

PSG Financial Services Long-Term Capital Lease Obligation Related Terms

PSG Financial Services Long-Term Capital Lease Obligation Historical Data

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The historical data trend for PSG Financial Services's Long-Term Capital Lease Obligation can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PSG Financial Services Long-Term Capital Lease Obligation Chart

PSG Financial Services Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Long-Term Capital Lease Obligation
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.11 8.64 6.19 7.70 14.32

PSG Financial Services Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Long-Term Capital Lease Obligation Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.19 11.49 7.70 12.24 14.32
STU:EU4
84GF Score
PSG Financial Services Ltd STU:EU4
Long-Term Capital Lease Obligation is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Long-Term Capital Lease Obligation of €14.3 Mil mean?
PSG Financial Services (STU:EU4) has a Long-Term Capital Lease Obligation of €14.3 Mil as of Feb. 2026. Capital leases are leases where a finance company is typically the legal owner of the asset during the lease term. View historical data on PSG Financial Services and its competitors.
Is PSG Financial Services' Long-Term Capital Lease Obligation too high?
PSG Financial Services' current Long-Term Capital Lease Obligation is €14.3 Mil. Overall, PSG Financial Services has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' Long-Term Capital Lease Obligation compare to BLK and BX?
PSG Financial Services' Long-Term Capital Lease Obligation of €14.3 Mil can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Capital Lease Obligation for an Asset Management company?
A good Long-Term Capital Lease Obligation depends on the Asset Management industry context. However, Long-Term Capital Lease Obligation should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Capital Lease Obligation mean?
A high Long-Term Capital Lease Obligation can signal that a stock is expensive relative to its fundamentals. Capital leases are leases where a finance company is typically the legal owner of the asset during the lease term. View historical data on PSG Financial Services and its competitors. PSG Financial Services's current Long-Term Capital Lease Obligation is €14.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
PSG Financial Services (STU:EU4) has a current Long-Term Capital Lease Obligation of €14.3 Mil. The stock's GF Value™ is €1.11, compared to a current price of €1.56 — trading 40.5% above its estimated fair value. The current Long-Term Capital Lease Obligation is €14.3 Mil. PSG Financial Services' overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Capital Lease Obligation calculated?
Long-Term Capital Lease Obligation is calculated from a company's financial statements. For PSG Financial Services (STU:EU4), the current Long-Term Capital Lease Obligation is €14.3 Mil as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PSG Financial Services (STU:EU4) Overvalued in 2026?

Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued. The current stock price of €1.56 is trading 40.5% above its estimated GF Value™ of €1.11.

Key valuation signals for STU:EU4:

  • Long-Term Capital Lease Obligation: €14.3 Mil
  • GF Value™: €1.11 vs. price of €1.56 (40.5% above fair value)
  • GF Score™: 84/100 with 5 warning signs

No single metric tells the full story. See the STU:EU4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PSG Financial Services Business Description

Address 3 Howick Close, 4th Floor, The Edge, Tyger Waterfront, Tyger Valley, Bellville, WC, ZAF, 7530
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
84GF Score

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Long-Term Capital Lease Obligation is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.56
Price
€1.11
GF Value