PSG Financial Services (STU:EU4) Margin of Safety % (DCF FCF Based): -41.82% (As of Jun. 24, 2026)


STU:EU4 PSG Financial Services Ltd STU:EU4
84 GF Score
Price €1.56
GF Value €1.11
! 5 Warning Signs
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What is PSG Financial Services Margin of Safety % (DCF FCF Based)?

PSG Financial Services STU:EU4 -2.50% 84 Margin of Safety % (DCF FCF Based) is -41.82% as of Jun. 24, 2026. GuruFocus rates STU:EU4 with a GF Score™ of 84/100 and a GF Value™ of €1.11. The stock has 5 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-24), PSG Financial Services's Predictability Rank is 4.5-Stars. PSG Financial Services's intrinsic value calculated from the Discounted FCF model is €1.49 and current share price is €1.56. Consequently,

PSG Financial Services's Margin of Safety % (DCF FCF Based) using Discounted FCF model is -41.82%.

STU:EU4 vs BLK, BX, KKR: Margin of Safety % (DCF FCF Based) Comparison

For the Asset Management subindustry, PSG Financial Services's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PSG Financial Services Margin of Safety % (DCF FCF Based) vs Asset Management Industry

For the Asset Management industry and Financial Services sector, PSG Financial Services's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where PSG Financial Services's Margin of Safety % (DCF FCF Based) falls into.


STU:EU4
84GF Score
PSG Financial Services Ltd STU:EU4
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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PSG Financial Services Margin of Safety % (DCF FCF Based) Calculation

PSG Financial Services's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(1.10-1.56)/1.10
=-41.82 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of -41.82% mean?
PSG Financial Services (STU:EU4) has a Margin of Safety % (DCF FCF Based) of -41.82% as of Jun. 24, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on PSG Financial Services.
Is PSG Financial Services' Margin of Safety % (DCF FCF Based) too high?
PSG Financial Services' current Margin of Safety % (DCF FCF Based) is -41.82%. Overall, PSG Financial Services has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does PSG Financial Services' Margin of Safety % (DCF FCF Based) compare to BLK and BX?
PSG Financial Services' Margin of Safety % (DCF FCF Based) of -41.82% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for an Asset Management company?
A good Margin of Safety % (DCF FCF Based) depends on the Asset Management industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on PSG Financial Services. PSG Financial Services's current Margin of Safety % (DCF FCF Based) is -41.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSG Financial Services stock overvalued right now?
PSG Financial Services (STU:EU4) has a current Margin of Safety % (DCF FCF Based) of -41.82%. The stock's GF Value™ is €1.11, compared to a current price of €1.56 — trading 40.5% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is -41.82%. PSG Financial Services' overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For PSG Financial Services (STU:EU4), the current Margin of Safety % (DCF FCF Based) is -41.82% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PSG Financial Services (STU:EU4) Overvalued in 2026?

Based on GuruFocus' analysis, PSG Financial Services stock appears to be overvalued. The current stock price of €1.56 is trading 40.5% above its estimated GF Value™ of €1.11.

Key valuation signals for STU:EU4:

  • Margin of Safety % (DCF FCF Based): -41.82%
  • GF Value™: €1.11 vs. price of €1.56 (40.5% above fair value)
  • GF Score™: 84/100 with 5 warning signs

No single metric tells the full story. See the STU:EU4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PSG Financial Services Business Description

Address 3 Howick Close, 4th Floor, The Edge, Tyger Waterfront, Tyger Valley, Bellville, WC, ZAF, 7530
PSG Financial Services Ltd is an independent financial services company. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.
84GF Score

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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.56
Price
€1.11
GF Value