Muninova HoldingsTSE:547A -0.69%65 EBITDA Margin % is 22.30% as of Dec. 2025, which is 108% above its 10-year median of 10.71. GuruFocus rates TSE:547A with a GF Score™ of 65/100 and a GF Value™ of 円522.97 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 414 Credit Services companies, Muninova Holdings ranks worse than 54.35% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Muninova Holdings's EBITDA for the
three
months ended in Dec. 2025 was 円12,321 Mil. Muninova Holdings's Revenue for the
three
months ended in Dec. 2025 was 円55,255 Mil. Therefore, Muninova Holdings's EBITDA margin for the quarter that ended in Dec. 2025 was 22.30%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Muninova Holdings EBITDA Margin % Related Terms
Muninova Holdings EBITDA Margin % Historical Data
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The historical data trend for Muninova Holdings's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:547A vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Muninova Holdings's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muninova Holdings EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Muninova Holdings's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Muninova Holdings's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Muninova Holdings (TSE:547A) has a EBITDA Margin % of 22.30% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Muninova Holdings and its competitors. This is 108% above median its historical median of 10.71. Over the past decade, Muninova Holdings' EBITDA Margin % has ranged from 3.61 to 18.96. According to the industry distribution chart, Muninova Holdings ranks #225 out of 414 companies in the Credit Services industry, placing it in the top 54.3%.
Is Muninova Holdings' EBITDA Margin % too high?
Muninova Holdings' current EBITDA Margin % of 22.30% is 108% above median its 10-year median of 10.71. Over the past 10 years, this metric has ranged from a low of 3.61 to a high of 18.96. The Credit Services industry median EBITDA Margin % is 20.91. Muninova Holdings' value of 22.30% is 6.6% above this industry median. Based on the distribution chart, Muninova Holdings ranks #225 out of 414 companies in the Credit Services industry, which is below the industry midpoint. Overall, Muninova Holdings has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Muninova Holdings' EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Muninova Holdings ranks #225 out of 414 companies for EBITDA Margin %. This places Muninova Holdings in the lower half of its industry. The industry median EBITDA Margin % is 20.91. Muninova Holdings' value of 22.30% is 6.6% above this benchmark. Historically, Muninova Holdings' own EBITDA Margin % has ranged from 3.61 to 18.96 over the past decade. While the company's 10-year median is 10.71 vs. the industry median of 20.91, Muninova Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muninova Holdings's current EBITDA Margin % of 22.30% is 6.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Muninova Holdings and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muninova Holdings's current EBITDA Margin % is 22.30%, which is 108% above median its own 10-year median of 10.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muninova Holdings stock overvalued right now?
Based on GuruFocus' analysis, Muninova Holdings (TSE:547A) is currently considered Modestly Undervalued. The stock's GF Value™ is 円522.97, compared to a current price of 円431.00 — trading 17.6% below its estimated fair value. The current EBITDA Margin % is 22.30%, which is 108% above median its 10-year median of 10.71 and 6.6% above the Credit Services industry median of 20.91. Muninova Holdings' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Muninova Holdings (TSE:547A), the current EBITDA Margin % is 22.30% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Muninova Holdings (TSE:547A) Overvalued in 2026?
Based on GuruFocus' analysis, Muninova Holdings stock appears to be undervalued.
The current stock price of 円431.00 is trading 17.6% below its estimated GF Value™ of 円522.97.
GuruFocus considers Muninova Holdings to be Modestly Undervalued.
Key valuation signals for TSE:547A:
EBITDA Margin %: 22.30% (108% above median its 10-year median of 10.71)
GF Value™: 円522.97 vs. price of 円431.00 (17.6% below fair value)
Industry Position: 6.6% above the Credit Services median (#225 of 414)
No single metric tells the full story. See the TSE:547A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Muninova Holdings Inc is focused on the management and administration of group companies engaged in consumer finance, credit card, and related businesses.
65GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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