Muninova Holdings (TSE:547A) FCF Margin %: -28.36% (As of Dec. 2025)

What is Muninova Holdings FCF Margin %?

Muninova Holdings TSE:547A -0.69% 65 FCF Margin % is -28.36% as of Dec. 2025. GuruFocus rates TSE:547A with a GF Score™ of 65/100 and a GF Value™ of 円522.97 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 531 Credit Services companies, Muninova Holdings ranks worse than 72.69% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Muninova Holdings's Free Cash Flow for the three months ended in Dec. 2025 was 円-15,672 Mil. Muninova Holdings's Revenue for the three months ended in Dec. 2025 was 円55,255 Mil. Therefore, Muninova Holdings's FCF Margin % for the quarter that ended in Dec. 2025 was -28.36%.

As of today, Muninova Holdings's current FCF Yield % is -45.25%.

The historical rank and industry rank for Muninova Holdings's FCF Margin % or its related term are showing as below:

TSE:547A' s FCF Margin % Range Over the Past 10 Years
Min: -62.74 Med: -46.86 Max: 12.29
Current: -44.86

During the past 13 years, the highest FCF Margin % of Muninova Holdings was 12.29%. The lowest was -62.74%. And the median was -46.86%.

TSE:547A's FCF Margin % is ranked worse than
72.69% of 531 companies
in the Credit Services industry
Industry Median: 0.24 vs TSE:547A: -44.86

Muninova Holdings FCF Margin % Related Terms

Muninova Holdings FCF Margin % Historical Data

* Premium members only.

The historical data trend for Muninova Holdings's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muninova Holdings FCF Margin % Chart

Muninova Holdings Annual Data

Trend

Mar16

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

FCF Margin %

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12.29

-14.50

-52.08

-51.69

-57.19

Muninova Holdings Quarterly Data
	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25
FCF Margin %	Get a 7-Day Free Trial															-28.11	-79.36	-51.77	-23.66	-28.36

TSE:547A vs V, MA, AXP: FCF Margin % Comparison

For the Credit Services subindustry, Muninova Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Muninova Holdings FCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Muninova Holdings's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Muninova Holdings's FCF Margin % falls into.

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65GF Score

Muninova Holdings Inc TSE:547A

FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.

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Muninova Holdings FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Muninova Holdings's FCF Margin for the fiscal year that ended in Mar. 2025 is calculated as

FCF Margin	=	Free Cash Flow (A: Mar. 2025 )	/	Revenue (A: Mar. 2025 )
	=	-108113	/	189050
	=	-57.19 %

Muninova Holdings's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin	=	Free Cash Flow (Q: Dec. 2025 )	/	Revenue (Q: Dec. 2025 )
	=	-15672	/	55255
	=	-28.36 %

Frequently Asked Questions Learn more about FCF Margin % →

What does a FCF Margin % of -28.36% mean?

Muninova Holdings (TSE:547A) has a FCF Margin % of -28.36% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Muninova Holdings and its competitors. According to the industry distribution chart, Muninova Holdings ranks #386 out of 531 companies in the Credit Services industry, placing it in the top 72.7%.

Is Muninova Holdings' FCF Margin % too high?

Muninova Holdings' current FCF Margin % is -28.36%. Based on the distribution chart, Muninova Holdings ranks #386 out of 531 companies in the Credit Services industry, which is below the industry midpoint. Overall, Muninova Holdings has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Muninova Holdings' FCF Margin % compare to V and MA?

According to the Credit Services industry distribution chart, Muninova Holdings ranks #386 out of 531 companies for FCF Margin %. This places Muninova Holdings in the lower half of its industry. The industry median FCF Margin % is 0.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good FCF Margin % for a Credit Services company?

The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high FCF Margin % mean?

A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Muninova Holdings and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muninova Holdings's current FCF Margin % is -28.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Muninova Holdings stock overvalued right now?

Based on GuruFocus' analysis, Muninova Holdings (TSE:547A) is currently considered Modestly Undervalued. The stock's GF Value™ is 円522.97, compared to a current price of 円431.00 — trading 17.6% below its estimated fair value. The current FCF Margin % is -28.36%. Muninova Holdings' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is FCF Margin % calculated?

FCF Margin % is calculated from a company's financial statements. For Muninova Holdings (TSE:547A), the current FCF Margin % is -28.36% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muninova Holdings (TSE:547A) Overvalued in 2026?

Based on GuruFocus' analysis, Muninova Holdings stock appears to be undervalued. The current stock price of 円431.00 is trading 17.6% below its estimated GF Value™ of 円522.97. GuruFocus considers Muninova Holdings to be Modestly Undervalued.

Key valuation signals for TSE:547A:

FCF Margin %: -28.36%
GF Value™: 円522.97 vs. price of 円431.00 (17.6% below fair value)
GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the TSE:547A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Muninova Holdings Business Description

Industry Financial Services Credit Services

Comparable Companies TSE:8566 TSE:8511 TSE:8584 TSE:8585 TSE:8570 TSE:6993 TSE:7199 TSE:8771 TSE:8425 TSE:7383 V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Address 381-1, Takasago-cho Gojo-Agaru, Karasuma-Dori, Shimogyo-ku, Kyoto, JPN, 600-8420

Website https://www.muninova.co.jp

Muninova Holdings Inc is focused on the management and administration of group companies engaged in consumer finance, credit card, and related businesses.

65GF Score

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円431.00

Price

円522.97

GF Value

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