Muninova Holdings (TSE:547A) ROCE %: 6.54% (As of Dec. 2025)

What is Muninova Holdings ROCE %?

Muninova Holdings TSE:547A -0.69% 65 ROCE % is 6.54% as of Dec. 2025. GuruFocus rates TSE:547A with a GF Score™ of 65/100 and a GF Value™ of 円522.97 (Modestly Undervalued). The stock has 5 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Muninova Holdings's annualized ROCE % for the quarter that ended in Dec. 2025 was 6.54%.

Muninova Holdings (TSE:547A) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Muninova Holdings ROCE % Related Terms

Muninova Holdings ROCE % Historical Data

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The historical data trend for Muninova Holdings's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muninova Holdings ROCE % Chart

Muninova Holdings Annual Data

Trend

Mar16

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

ROCE %

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4.81

3.00

5.37

4.15

4.30

Muninova Holdings Quarterly Data
	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25
ROCE %	Get a 7-Day Free Trial															6.58	4.11	4.51	5.83	6.54

65GF Score

Muninova Holdings Inc TSE:547A

ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.

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Muninova Holdings ROCE % Calculation

Muninova Holdings's annualized ROCE % for the fiscal year that ended in Mar. 2025 is calculated as:

ROCE %	=	EBIT	/	( (Capital Employed	+	Capital Employed)	/ count )
		(A: Mar. 2025 )		(A: Mar. 2024 )		(A: Mar. 2025 )
	=	EBIT	/	( ( (Total Assets - Total Current Liabilities)	+	(Total Assets - Total Current Liabilities) )	/ count )
		(A: Mar. 2025 )		(A: Mar. 2024 )		(A: Mar. 2025 )
	=	25304	/	( ( (1266374 - 747598)	+	(1448451 - 789470) )	/ 2 )
	=	25304	/	( (518776	+	658981)	/ 2 )
	=	25304	/	588878.5
	=	4.30 %

Muninova Holdings's ROCE % of for the quarter that ended in Dec. 2025 is calculated as:

ROCE %	=	EBIT ⁽¹⁾	/	( (Capital Employed	+	Capital Employed)	/ count )
		(Q: Dec. 2025 )		(Q: Sep. 2025 )		(Q: Dec. 2025 )
	=	EBIT	/	( ( (Total Assets - Total Current Liabilities)	+	(Total Assets - Total Current Liabilities) )	/ count )
		(Q: Dec. 2025 )		(Q: Sep. 2025 )		(Q: Dec. 2025 )
	=	44264	/	( ( (1520877 - 850683)	+	(1605581 - 921846) )	/ 2 )
	=	44264	/	( ( 670194	+	683735 )	/ 2 )
	=	44264	/	676964.5
	=	6.54 %

(1) Note: The EBIT data used here is four times the quarterly (Dec. 2025) EBIT data.

Frequently Asked Questions Learn more about ROCE % →

What does a ROCE % of 6.54% mean?

Muninova Holdings (TSE:547A) has a ROCE % of 6.54% as of Dec. 2025.

Is Muninova Holdings' ROCE % too high?

Muninova Holdings' current ROCE % is 6.54%. The Credit Services industry median ROCE % is 3.39. Muninova Holdings' value of 6.54% is 92.9% above this industry median. Overall, Muninova Holdings has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Muninova Holdings' ROCE % compare to V and MA?

Muninova Holdings' ROCE % of 6.54% can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.39. Muninova Holdings' value of 6.54% is 92.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good ROCE % for a Credit Services company?

The median ROCE % among Credit Services companies is 3.39, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muninova Holdings's current ROCE % of 6.54% is 92.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high ROCE % mean?

A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muninova Holdings's current ROCE % is 6.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Muninova Holdings stock overvalued right now?

Based on GuruFocus' analysis, Muninova Holdings (TSE:547A) is currently considered Modestly Undervalued. The stock's GF Value™ is 円522.97, compared to a current price of 円431.00 — trading 17.6% below its estimated fair value. The current ROCE % is 6.54% and 92.9% above the Credit Services industry median of 3.39. Muninova Holdings' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is ROCE % calculated?

ROCE % is calculated from a company's financial statements. For Muninova Holdings (TSE:547A), the current ROCE % is 6.54% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muninova Holdings (TSE:547A) Overvalued in 2026?

Based on GuruFocus' analysis, Muninova Holdings stock appears to be undervalued. The current stock price of 円431.00 is trading 17.6% below its estimated GF Value™ of 円522.97. GuruFocus considers Muninova Holdings to be Modestly Undervalued.

Key valuation signals for TSE:547A:

ROCE %: 6.54%
GF Value™: 円522.97 vs. price of 円431.00 (17.6% below fair value)
GF Score™: 65/100 with 5 warning signs
Industry Position: 92.9% above the Credit Services median

No single metric tells the full story. See the TSE:547A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Muninova Holdings Business Description

Industry Financial Services Credit Services

Comparable Companies TSE:8566 TSE:8511 TSE:8584 TSE:8585 TSE:8570 TSE:6993 TSE:7199 TSE:8771 TSE:8425 TSE:7383 V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Address 381-1, Takasago-cho Gojo-Agaru, Karasuma-Dori, Shimogyo-ku, Kyoto, JPN, 600-8420

Website https://www.muninova.co.jp

Muninova Holdings Inc is focused on the management and administration of group companies engaged in consumer finance, credit card, and related businesses.

65GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円431.00

Price

円522.97

GF Value

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