Muninova Holdings (TSE:547A) Peter Lynch Fair Value: 円1,275.54 (As of Sep. 20, 2026)

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TSE:547A Muninova Holdings Inc TSE:547A
71 GF Score
Price 円439.00
GF Value 円533.76
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Muninova Holdings Peter Lynch Fair Value?

Muninova Holdings TSE:547A -0.68% 71 Peter Lynch Fair Value is 円1,275.54 as of Sep. 20, 2026. GuruFocus rates TSE:547A with a GF Score™ of 71/100 and a GF Value™ of 円533.76 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 175 Credit Services companies, Muninova Holdings ranks better than 62.86% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Muninova Holdings's PEG is 1. Muninova Holdings's 5-Year TTM EBITDA Growth Rate is 19.7. Muninova Holdings's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was 円64.75. Therefore, the Peter Lynch Fair Value for today is 円1,275.54.

As of today (2026-09-20), Muninova Holdings's share price is 円439.00. Muninova Holdings's Peter Lynch fair value is 円1,275.54. Therefore, Muninova Holdings's Price to Peter Lynch Fair Value Ratio for today is 0.34.


The historical rank and industry rank for Muninova Holdings's Peter Lynch Fair Value or its related term are showing as below:

TSE:547A' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.26   Med: 0.42   Max: 1.07
Current: 0.44


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Muninova Holdings was 1.07. The lowest was 0.26. And the median was 0.42.


TSE:547A's Price-to-Peter-Lynch-Fair-Value is ranked better than
62.86% of 175 companies
in the Credit Services industry
Industry Median: 0.59 vs TSE:547A: 0.44

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Muninova Holdings  (TSE:547A) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 19.7 instead of 15 in this case.

Muninova Holdings's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=439.00/1,275.54
=0.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Muninova Holdings Peter Lynch Fair Value Related Terms


Muninova Holdings Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for Muninova Holdings's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muninova Holdings Peter Lynch Fair Value Chart

Muninova Holdings Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 485.50 1,173.90 1,150.18 1,296.00

Muninova Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Jun26
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,296.00 1,184.11 1,280.01 1,275.54 990.10

TSE:547A vs V, MA, AXP: Peter Lynch Fair Value Comparison

For the Credit Services subindustry, Muninova Holdings's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muninova Holdings Price-to-Peter-Lynch-Fair-Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Muninova Holdings's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Muninova Holdings's Price-to-Peter-Lynch-Fair-Value falls into.


TSE:547A
71GF Score
Muninova Holdings Inc TSE:547A
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muninova Holdings Peter Lynch Fair Value Calculation

Muninova Holdings's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM EBITDA Growth Rate***EPS without NRI (TTM)
=1* 19.7 *64.748
=1,275.54

Muninova Holdings's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円64.75.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of 円1,275.54 mean?
Muninova Holdings (TSE:547A) has a Peter Lynch Fair Value of 円1,275.54 as of Sep. 20, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Muninova Holdings and its competitors. According to the industry distribution chart, Muninova Holdings ranks #65 out of 175 companies in the Credit Services industry, placing it in the top 37.1%.
Is Muninova Holdings' Peter Lynch Fair Value too high?
Muninova Holdings' current Peter Lynch Fair Value is 円1,275.54. Based on the distribution chart, Muninova Holdings ranks #65 out of 175 companies in the Credit Services industry, which is above the industry midpoint. Overall, Muninova Holdings has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Muninova Holdings' Peter Lynch Fair Value compare to V and MA?
According to the Credit Services industry distribution chart, Muninova Holdings ranks #65 out of 175 companies for Peter Lynch Fair Value. This puts Muninova Holdings in the upper half of its industry. The industry median Peter Lynch Fair Value is 0.59. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Credit Services company?
The median Peter Lynch Fair Value among Credit Services companies is 0.59, based on 175 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Muninova Holdings and its competitors. For the Credit Services industry, the median Peter Lynch Fair Value is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muninova Holdings's current Peter Lynch Fair Value is 円1,275.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muninova Holdings stock overvalued right now?
Based on GuruFocus' analysis, Muninova Holdings (TSE:547A) is currently considered Modestly Undervalued. The stock's GF Value™ is 円533.76, compared to a current price of 円439.00 — trading 17.8% below its estimated fair value. The current Peter Lynch Fair Value is 円1,275.54. Muninova Holdings' overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Muninova Holdings (TSE:547A), the current Peter Lynch Fair Value is 円1,275.54 as of Sep. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muninova Holdings (TSE:547A) Overvalued in 2026?

Based on GuruFocus' analysis, Muninova Holdings stock appears to be undervalued. The current stock price of 円439.00 is trading 17.8% below its estimated GF Value™ of 円533.76. GuruFocus considers Muninova Holdings to be Modestly Undervalued.

Key valuation signals for TSE:547A:

  • Peter Lynch Fair Value: 円1,275.54
  • GF Value™: 円533.76 vs. price of 円439.00 (17.8% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the TSE:547A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muninova Holdings Business Description

Address 381-1, Takasago-cho Gojo-Agaru, Karasuma-Dori, Shimogyo-ku, Kyoto, JPN, 600-8420
Muninova Holdings Inc is focused on the management and administration of group companies engaged in consumer finance, credit card, and related businesses.
71GF Score

Get the complete analysis for TSE:547A

Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円439.00
Price
円533.76
GF Value