Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Zhibao TechnologyZBAO -4.40%8 EBITDA Margin % is 2.26% as of Dec. 2025. GuruFocus rates ZBAO with a GF Score™ of 8/100. The stock has 5 warning signs investors should review. Among 368 Insurance companies, Zhibao Technology ranks worse than 97.28% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Zhibao Technology's EBITDA for the
six
months ended in Dec. 2025 was $0.66 Mil. Zhibao Technology's Revenue for the
six
months ended in Dec. 2025 was $29.25 Mil. Therefore, Zhibao Technology's EBITDA margin for the quarter that ended in Dec. 2025 was 2.26%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Zhibao Technology EBITDA Margin % Related Terms
Zhibao Technology EBITDA Margin % Historical Data
* Premium members only.
The historical data trend for Zhibao Technology's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ZBAO vs GOCOQ, EZRA, HUIZ: EBITDA Margin % Comparison
For the Insurance Brokers subindustry, Zhibao Technology's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zhibao Technology EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Zhibao Technology's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Zhibao Technology's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zhibao Technology (ZBAO) has a EBITDA Margin % of 2.26% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Zhibao Technology and its competitors. According to the industry distribution chart, Zhibao Technology ranks #358 out of 368 companies in the Insurance industry, placing it in the top 97.3%.
Is Zhibao Technology's EBITDA Margin % too high?
Zhibao Technology's current EBITDA Margin % is 2.26%. The Insurance industry median EBITDA Margin % is 14.46. Zhibao Technology's value of 2.26% is 84.4% below this industry median. Based on the distribution chart, Zhibao Technology ranks #358 out of 368 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Zhibao Technology has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Zhibao Technology's EBITDA Margin % compare to GOCOQ and EZRA?
According to the Insurance industry distribution chart, Zhibao Technology ranks #358 out of 368 companies for EBITDA Margin %. This places Zhibao Technology in the lower half of its industry. The industry median EBITDA Margin % is 14.46. Zhibao Technology's value of 2.26% is 84.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.46, based on 368 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zhibao Technology's current EBITDA Margin % of 2.26% is 84.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Zhibao Technology and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhibao Technology's current EBITDA Margin % is 2.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhibao Technology stock overvalued right now?
Zhibao Technology (ZBAO) has a current EBITDA Margin % of 2.26%. The current EBITDA Margin % is 2.26% and 84.4% below the Insurance industry median of 14.46. Zhibao Technology's overall GF Score™ is 8/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Zhibao Technology (ZBAO), the current EBITDA Margin % is 2.26% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Zhibao Technology Inc is an insurance technology company providing digital insurance brokerage services in China. The Company operates a 2B2C digital embedded insurance business model, which it pioneered in China, and provides managing general underwriter (MGU) services to insurance companies, including product design, underwriting, reinsurance, claims, and risk control within specific product or market segments. It offers customized digital insurance solutions for B-side channels, including Internet platforms, enterprises, and government agencies, by embedding insurance products into existing business platforms and providing digital insurance brokerage services to C-end customers.
8GF Score
Get the complete analysis for ZBAO
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ZBAO has been successfully added to your 
