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Zhibao TechnologyZBAO -0.98%8 Receivables Turnover is 1.80 as of Dec. 2025. GuruFocus rates ZBAO with a GF Score™ of 8/100. The stock has 5 warning signs investors should review. Among 60 Insurance companies, Zhibao Technology ranks worse than 85% on this metric.
The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Zhibao Technology's Revenue for the
six
months ended in Dec. 2025 was $29.25 Mil. Zhibao Technology's average Accounts Receivable for the
six
months ended in Dec. 2025 was $16.21 Mil.
Hence, Zhibao Technology's Receivables Turnover for the
six
months ended in Dec. 2025 was 1.80.
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
Zhibao Technology Receivables Turnover Related Terms
Zhibao Technology Receivables Turnover Historical Data
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The historical data trend for Zhibao Technology's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ZBAO vs GOCOQ, EZRA, HUIZ: Receivables Turnover Comparison
For the Insurance Brokers subindustry, Zhibao Technology's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zhibao Technology Receivables Turnover vs Insurance Industry
For the Insurance industry and Financial Services sector, Zhibao Technology's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where Zhibao Technology's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zhibao Technology (ZBAO) has a Receivables Turnover of 1.80 as of Dec. 2025. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Zhibao Technology and its competitors. According to the industry distribution chart, Zhibao Technology ranks #51 out of 60 companies in the Insurance industry, placing it in the top 85%.
Is Zhibao Technology's Receivables Turnover too high?
Zhibao Technology's current Receivables Turnover is 1.80. The Insurance industry median Receivables Turnover is 7.59. Zhibao Technology's value of 1.80 is 76.3% below this industry median. Based on the distribution chart, Zhibao Technology ranks #51 out of 60 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Zhibao Technology has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Zhibao Technology's Receivables Turnover compare to GOCOQ and EZRA?
According to the Insurance industry distribution chart, Zhibao Technology ranks #51 out of 60 companies for Receivables Turnover. This places Zhibao Technology in the lower half of its industry. The industry median Receivables Turnover is 7.59. Zhibao Technology's value of 1.80 is 76.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for an Insurance company?
The median Receivables Turnover among Insurance companies is 7.59, based on 60 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zhibao Technology's current Receivables Turnover of 1.80 is 76.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Zhibao Technology and its competitors. For the Insurance industry, the median Receivables Turnover is 7.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhibao Technology's current Receivables Turnover is 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhibao Technology stock overvalued right now?
Zhibao Technology (ZBAO) has a current Receivables Turnover of 1.80. The current Receivables Turnover is 1.80 and 76.3% below the Insurance industry median of 7.59. Zhibao Technology's overall GF Score™ is 8/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Zhibao Technology (ZBAO), the current Receivables Turnover is 1.80 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Zhibao Technology Inc is an insurance technology company providing digital insurance brokerage services in China. The Company operates a 2B2C digital embedded insurance business model, which it pioneered in China, and provides managing general underwriter (MGU) services to insurance companies, including product design, underwriting, reinsurance, claims, and risk control within specific product or market segments. It offers customized digital insurance solutions for B-side channels, including Internet platforms, enterprises, and government agencies, by embedding insurance products into existing business platforms and providing digital insurance brokerage services to C-end customers.
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