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Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.
Zhibao Technology's operating assets for the quarter that ended in Dec. 2025 was $36.29 Mil. Zhibao Technology's operating liabilities for the quarter that ended in Dec. 2025 was $27.46 Mil. Zhibao Technology's Total Assets for the quarter that ended in Jun. 2025 was $23.78 Mil. Therefore, Zhibao Technology's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.37.
Zhibao Technology Scaled Net Operating Assets Related Terms
Zhibao Technology Scaled Net Operating Assets Historical Data
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The historical data trend for Zhibao Technology's Scaled Net Operating Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zhibao Technology Scaled Net Operating Assets Chart
ZBAO vs GOCOQ, EZRA, HUIZ: Scaled Net Operating Assets Comparison
For the Insurance Brokers subindustry, Zhibao Technology's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zhibao Technology Scaled Net Operating Assets vs Insurance Industry
For the Insurance industry and Financial Services sector, Zhibao Technology's Scaled Net Operating Assets distribution charts can be found below:
* The bar in red indicates where Zhibao Technology's Scaled Net Operating Assets falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Scaled Net Operating Assets of 0.37 mean?
Zhibao Technology (ZBAO) has a Scaled Net Operating Assets of 0.37 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Zhibao Technology and its competitors.
Is Zhibao Technology's Scaled Net Operating Assets too high?
Zhibao Technology's current Scaled Net Operating Assets is 0.37. Overall, Zhibao Technology has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Zhibao Technology's Scaled Net Operating Assets compare to GOCOQ and EZRA?
Zhibao Technology's Scaled Net Operating Assets of 0.37 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Zhibao Technology and its competitors. Zhibao Technology's current Scaled Net Operating Assets is 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhibao Technology stock overvalued right now?
Zhibao Technology (ZBAO) has a current Scaled Net Operating Assets of 0.37. The current Scaled Net Operating Assets is 0.37. Zhibao Technology's overall GF Score™ is 8/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Zhibao Technology (ZBAO), the current Scaled Net Operating Assets is 0.37 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Zhibao Technology Inc is an insurance technology company providing digital insurance brokerage services in China. The Company operates a 2B2C digital embedded insurance business model, which it pioneered in China, and provides managing general underwriter (MGU) services to insurance companies, including product design, underwriting, reinsurance, claims, and risk control within specific product or market segments. It offers customized digital insurance solutions for B-side channels, including Internet platforms, enterprises, and government agencies, by embedding insurance products into existing business platforms and providing digital insurance brokerage services to C-end customers.
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