ZBAO (Zhibao Technology) Loans Receivable: $1.14 Mil (As of Dec. 2025)

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ZBAO Zhibao Technology Inc ZBAO
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What is Zhibao Technology Loans Receivable?

Zhibao Technology ZBAO -0.98% 8 Loans Receivable is $1.14 Mil as of Dec. 2025. GuruFocus rates ZBAO with a GF Score™ of 8/100. The stock has 5 warning signs investors should review.

Zhibao Technology's Loans Receivable for the quarter that ended in Dec. 2025 was $1.14 Mil.

Zhibao Technology's quarterly Loans Receivable increased from Dec. 2024 ($0.00 Mil) to Jun. 2025 ($0.04 Mil) and increased from Jun. 2025 ($0.04 Mil) to Dec. 2025 ($1.14 Mil).

Zhibao Technology's annual Loans Receivable increased from Jun. 2023 ($0.22 Mil) to Jun. 2024 ($0.26 Mil) but then declined from Jun. 2024 ($0.26 Mil) to Jun. 2025 ($0.04 Mil).

Zhibao Technology Loans Receivable Related Terms

Zhibao Technology Loans Receivable Historical Data

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The historical data trend for Zhibao Technology's Loans Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zhibao Technology Loans Receivable Chart

Zhibao Technology Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
Loans Receivable
0.00 0.00 0.22 0.26 0.04

Zhibao Technology Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Loans Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.26 0.00 0.04 1.14
ZBAO
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Zhibao Technology Inc ZBAO
Loans Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Zhibao Technology Loans Receivable Calculation

Loans Receivable are the funds that a company has lent but have not yet been repaid.

Frequently Asked Questions Learn more about Loans Receivable →
What does a Loans Receivable of $1.14 Mil mean?
Zhibao Technology (ZBAO) has a Loans Receivable of $1.14 Mil as of Dec. 2025. Loans Receivable are the funds that a company has lent but have not yet been repaid. View historical data on Zhibao Technology and its competitors.
Is Zhibao Technology's Loans Receivable too high?
Zhibao Technology's current Loans Receivable is $1.14 Mil. Overall, Zhibao Technology has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Zhibao Technology's Loans Receivable compare to GOCOQ and EZRA?
Zhibao Technology's Loans Receivable of $1.14 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Loans Receivable for an Insurance company?
A good Loans Receivable depends on the Insurance industry context. However, Loans Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Loans Receivable mean?
A high Loans Receivable can signal that a stock is expensive relative to its fundamentals. Loans Receivable are the funds that a company has lent but have not yet been repaid. View historical data on Zhibao Technology and its competitors. Zhibao Technology's current Loans Receivable is $1.14 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhibao Technology stock overvalued right now?
Zhibao Technology (ZBAO) has a current Loans Receivable of $1.14 Mil. The current Loans Receivable is $1.14 Mil. Zhibao Technology's overall GF Score™ is 8/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Loans Receivable calculated?
Loans Receivable is calculated from a company's financial statements. For Zhibao Technology (ZBAO), the current Loans Receivable is $1.14 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Zhibao Technology Business Description

Address Floor 3, Building 6, Wuxing Road, Lane 727, Shanghai, CHN, 201204
Zhibao Technology Inc is an insurance technology company providing digital insurance brokerage services in China. The Company operates a 2B2C digital embedded insurance business model, which it pioneered in China, and provides managing general underwriter (MGU) services to insurance companies, including product design, underwriting, reinsurance, claims, and risk control within specific product or market segments. It offers customized digital insurance solutions for B-side channels, including Internet platforms, enterprises, and government agencies, by embedding insurance products into existing business platforms and providing digital insurance brokerage services to C-end customers.
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Loans Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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