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Zhibao TechnologyZBAO -3.28%8 PS Ratio is 0.11 as of Aug. 31, 2026, which is 90% below its 10-year median of 1.15. GuruFocus rates ZBAO with a GF Score™ of 8/100. The stock has 5 warning signs investors should review. Among 498 Insurance companies, Zhibao Technology ranks better than 97.79% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Zhibao Technology's share price is $0.165.
Zhibao Technology's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $1.45. Hence, Zhibao Technology's PS Ratio for today is 0.11.
Good Sign:
Zhibao Technology Inc stock PS Ratio (=0.14) is close to 3-year low of 0.14.
The historical rank and industry rank for Zhibao Technology's PS Ratio or its related term are showing as below:
ZBAO'
s PS Ratio Range Over the Past 10 Years
Min: 0.12 Med: 1.15 Max: 7.32
Current: 0.12
During the past 5 years, Zhibao Technology's highest PS Ratio was 7.32. The lowest was 0.12. And the median was 1.15.
ZBAO's PS Ratio is ranked better than 97.79% of 498
companies
in the Insurance industry
Industry Median: 1.12
vs ZBAO: 0.12
During the past 5 years, Zhibao Technology's highest 3-Year average Revenue per Share Growth Rate was 54.80% per year. The lowest was 33.00% per year. And the median was 43.90% per year.
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Zhibao Technology PS Ratio Related Terms
Zhibao Technology PS Ratio Historical Data
* Premium members only.
The historical data trend for Zhibao Technology's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Zhibao Technology's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zhibao Technology PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Zhibao Technology's PS Ratio distribution charts can be found below:
* The bar in red indicates where Zhibao Technology's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Zhibao Technology's Share Price of today is $0.165.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Zhibao Technology's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $1.45.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Zhibao Technology (ZBAO) has a PS Ratio of 0.11 as of Aug. 31, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Zhibao Technology and its competitors. This is 90% below median its historical median of 1.15. Over the past decade, Zhibao Technology's PS Ratio has ranged from 0.12 to 7.32. According to the industry distribution chart, Zhibao Technology ranks #11 out of 498 companies in the Insurance industry, placing it in the top 2.2%.
Is Zhibao Technology's PS Ratio too high?
Zhibao Technology's current PS Ratio of 0.11 is 90% below median its 10-year median of 1.15. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 7.32. The Insurance industry median PS Ratio is 1.12. Zhibao Technology's value of 0.11 is 90.2% below this industry median. Based on the distribution chart, Zhibao Technology ranks #11 out of 498 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Zhibao Technology has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Zhibao Technology's PS Ratio compare to GOCOQ and EZRA?
According to the Insurance industry distribution chart, Zhibao Technology ranks #11 out of 498 companies for PS Ratio. This places Zhibao Technology in the top 2% of its industry — outperforming the majority of peers. The industry median PS Ratio is 1.12. Zhibao Technology's value of 0.11 is 90.2% below this benchmark. Historically, Zhibao Technology's own PS Ratio has ranged from 0.12 to 7.32 over the past decade. While the company's 10-year median is 1.15 vs. the industry median of 1.12, Zhibao Technology has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.12, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zhibao Technology's current PS Ratio of 0.11 is 90.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Zhibao Technology and its competitors. For the Insurance industry, the median PS Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhibao Technology's current PS Ratio is 0.11, which is 90% below median its own 10-year median of 1.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhibao Technology stock overvalued right now?
Zhibao Technology (ZBAO) has a current PS Ratio of 0.11. The current PS Ratio is 0.11, which is 90% below median its 10-year median of 1.15 and 90.2% below the Insurance industry median of 1.12. Zhibao Technology's overall GF Score™ is 8/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Zhibao Technology (ZBAO), the current PS Ratio is 0.11 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Zhibao Technology Inc is an insurance technology company providing digital insurance brokerage services in China. The Company operates a 2B2C digital embedded insurance business model, which it pioneered in China, and provides managing general underwriter (MGU) services to insurance companies, including product design, underwriting, reinsurance, claims, and risk control within specific product or market segments. It offers customized digital insurance solutions for B-side channels, including Internet platforms, enterprises, and government agencies, by embedding insurance products into existing business platforms and providing digital insurance brokerage services to C-end customers.
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