ZBAO (Zhibao Technology) Interest Expense: $-0.53 Mil (TTM As of Dec. 2025)

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ZBAO Zhibao Technology Inc ZBAO
8 GF Score
Price $0.17
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What is Zhibao Technology Interest Expense?

Zhibao Technology ZBAO -0.98% 8 Interest Expense is $-0.53 Mil as of Dec. 2025. GuruFocus rates ZBAO with a GF Score™ of 8/100. The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Zhibao Technology's interest expense for the six months ended in Dec. 2025 was $ -0.29 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.53 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Zhibao Technology's Operating Income for the six months ended in Dec. 2025 was $ 0.66 Mil. Zhibao Technology's Interest Expense for the six months ended in Dec. 2025 was $ -0.29 Mil. Zhibao Technology's Interest Coverage for the quarter that ended in Dec. 2025 was 2.23. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Zhibao Technology  (NAS:ZBAO) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Zhibao Technology's Interest Expense for the six months ended in Dec. 2025 was $-0.29 Mil. Its Operating Income for the six months ended in Dec. 2025 was $0.66 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was $0.25 Mil.

Zhibao Technology's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*0.657/-0.294
=2.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Zhibao Technology Interest Expense Historical Data

* Premium members only.

The historical data trend for Zhibao Technology's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zhibao Technology Interest Expense Chart

Zhibao Technology Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
Interest Expense
-0.16 -0.17 -0.13 -0.12 -0.46

Zhibao Technology Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.06 -0.06 -0.22 -0.24 -0.29
ZBAO
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Zhibao Technology Inc ZBAO
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Zhibao Technology Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $-0.53 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-0.53 Mil mean?
Zhibao Technology (ZBAO) has a Interest Expense of $-0.53 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Zhibao Technology and its competitors.
Is Zhibao Technology's Interest Expense too high?
Zhibao Technology's current Interest Expense is $-0.53 Mil. Overall, Zhibao Technology has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Zhibao Technology's Interest Expense compare to GOCOQ and EZRA?
Zhibao Technology's Interest Expense of $-0.53 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Zhibao Technology and its competitors. Zhibao Technology's current Interest Expense is $-0.53 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhibao Technology stock overvalued right now?
Zhibao Technology (ZBAO) has a current Interest Expense of $-0.53 Mil. The current Interest Expense is $-0.53 Mil. Zhibao Technology's overall GF Score™ is 8/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Zhibao Technology (ZBAO), the current Interest Expense is $-0.53 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Zhibao Technology Business Description

Address Floor 3, Building 6, Wuxing Road, Lane 727, Shanghai, CHN, 201204
Zhibao Technology Inc is an insurance technology company providing digital insurance brokerage services in China. The Company operates a 2B2C digital embedded insurance business model, which it pioneered in China, and provides managing general underwriter (MGU) services to insurance companies, including product design, underwriting, reinsurance, claims, and risk control within specific product or market segments. It offers customized digital insurance solutions for B-side channels, including Internet platforms, enterprises, and government agencies, by embedding insurance products into existing business platforms and providing digital insurance brokerage services to C-end customers.
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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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