Centuria Industrial REIT (ASX:CIP) Effective Interest Rate on Debt %: 4.63% (As of Dec. 2025)


ASX:CIP Centuria Industrial REIT ASX:CIP
80 GF Score
Price A$2.99
GF Value A$2.87
Valuation Fairly Valued
! 6 Warning Signs
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What is Centuria Industrial REIT Effective Interest Rate on Debt %?

Centuria Industrial REIT ASX:CIP +0.67% 80 Effective Interest Rate on Debt % is 4.63% as of Dec. 2025. GuruFocus rates ASX:CIP with a GF Score™ of 80/100 and a GF Value™ of A$2.87 (Fairly Valued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Centuria Industrial REIT's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$64.5 Mil. Centuria Industrial REIT's average total debt for the quarter that ended in Dec. 2025 was A$1,391.1 Mil. Therefore, Centuria Industrial REIT's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.63%.


Centuria Industrial REIT  (ASX:CIP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Centuria Industrial REIT Effective Interest Rate on Debt % Related Terms


Centuria Industrial REIT Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Centuria Industrial REIT's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Centuria Industrial REIT Effective Interest Rate on Debt % Chart

Centuria Industrial REIT Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.87 1.66 3.30 3.92 4.38

Centuria Industrial REIT Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.90 3.97 4.30 4.65 4.63

ASX:CIP vs PLD, PSA, EXR: Effective Interest Rate on Debt % Comparison

For the REIT - Industrial subindustry, Centuria Industrial REIT's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Centuria Industrial REIT Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Centuria Industrial REIT's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Centuria Industrial REIT's Effective Interest Rate on Debt % falls into.


ASX:CIP
80GF Score
Centuria Industrial REIT ASX:CIP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Centuria Industrial REIT Effective Interest Rate on Debt % Calculation

Centuria Industrial REIT's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -58.967/( (1334.878+1359.202)/ 2 )
=-1  *  -58.967/1347.04
=4.38 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1334.878 + 0
=1334.878

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1059.202 + 300
=1359.202

Centuria Industrial REIT's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -64.464/( (1359.202+1423.048)/ 2 )
=-1  *  -64.464/1391.125
=4.63 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1059.202 + 300
=1359.202

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=991.873 + 431.175
=1423.048

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.63% mean?
Centuria Industrial REIT (ASX:CIP) has a Effective Interest Rate on Debt % of 4.63% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Centuria Industrial REIT and its competitors.
Is Centuria Industrial REIT's Effective Interest Rate on Debt % too high?
Centuria Industrial REIT's current Effective Interest Rate on Debt % is 4.63%. Overall, Centuria Industrial REIT has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Centuria Industrial REIT's Effective Interest Rate on Debt % compare to PLD and PSA?
Centuria Industrial REIT's Effective Interest Rate on Debt % of 4.63% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Centuria Industrial REIT and its competitors. Centuria Industrial REIT's current Effective Interest Rate on Debt % is 4.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centuria Industrial REIT stock overvalued right now?
Based on GuruFocus' analysis, Centuria Industrial REIT (ASX:CIP) is currently considered Fairly Valued. The stock's GF Value™ is A$2.87, compared to a current price of A$2.99 — trading 4.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.63%. Centuria Industrial REIT's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Centuria Industrial REIT (ASX:CIP), the current Effective Interest Rate on Debt % is 4.63% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Centuria Industrial REIT (ASX:CIP) Overvalued in 2026?

Based on GuruFocus' analysis, Centuria Industrial REIT stock appears to be overvalued. The current stock price of A$2.99 is trading 4.2% above its estimated GF Value™ of A$2.87. GuruFocus considers Centuria Industrial REIT to be Fairly Valued.

Key valuation signals for ASX:CIP:

  • Effective Interest Rate on Debt %: 4.63%
  • GF Value™: A$2.87 vs. price of A$2.99 (4.2% above fair value)
  • GF Score™: 80/100 with 6 warning signs

No single metric tells the full story. See the ASX:CIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Centuria Industrial REIT Business Description

Industry Real EstateREITs
Address Level 41, 2 Chifley Square, Chifley Tower, Sydney, NSW, AUS, 2000
Centuria Industrial REIT owns a AUD 4 billion portfolio of industrial properties, including distribution centers, manufacturing facilities, and data centers. Melbourne and Sydney are its biggest markets at more than a third of portfolio value each, followed by Brisbane, Perth and Adelaide. The trust is externally managed by Centuria Capital Group (ASX: CNI).
80GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$2.99
Price
A$2.87
GF Value