Localiza Rent A Car (BSP:RENT3) Effective Interest Rate on Debt %: 14.10% (As of Mar. 2026)

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BSP:RENT3 Localiza Rent A Car SA BSP:RENT3
94 GF Score
Price R$36.55
GF Value R$56.09
Valuation Possible Value Trap
! 9 Warning Signs
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What is Localiza Rent A Car Effective Interest Rate on Debt %?

Localiza Rent A Car BSP:RENT3 -2.51% 94 Effective Interest Rate on Debt % is 14.10% as of Mar. 2026. GuruFocus rates BSP:RENT3 with a GF Score™ of 94/100 and a GF Value™ of R$56.09 (Possible Value Trap). The stock has 9 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Localiza Rent A Car's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was R$6,211 Mil. Localiza Rent A Car's average total debt for the quarter that ended in Mar. 2026 was R$44,056 Mil. Therefore, Localiza Rent A Car's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 14.10%.


Localiza Rent A Car  (BSP:RENT3) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Localiza Rent A Car Effective Interest Rate on Debt % Related Terms


Localiza Rent A Car Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Localiza Rent A Car's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Localiza Rent A Car Effective Interest Rate on Debt % Chart

Localiza Rent A Car Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.73 12.89 13.47 12.16 13.62

Localiza Rent A Car Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.30 0.35 15.00 14.91 14.10

BSP:RENT3 vs URI, SUNB, AER: Effective Interest Rate on Debt % Comparison

For the Rental & Leasing Services subindustry, Localiza Rent A Car's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Localiza Rent A Car Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Localiza Rent A Car's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Localiza Rent A Car's Effective Interest Rate on Debt % falls into.


BSP:RENT3
94GF Score
Localiza Rent A Car SA BSP:RENT3
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Localiza Rent A Car Effective Interest Rate on Debt % Calculation

Localiza Rent A Car's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -6199.437/( (46103.151+44900.288)/ 2 )
=-1  *  -6199.437/45501.7195
=13.62 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=40486.735 + 5616.416
=46103.151

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=40061.316 + 4838.972
=44900.288

Localiza Rent A Car's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -6210.684/( (44900.288+43211.877)/ 2 )
=-1  *  -6210.684/44056.0825
=14.10 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=40061.316 + 4838.972
=44900.288

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=39046.131 + 4165.746
=43211.877

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 14.10% mean?
Localiza Rent A Car (BSP:RENT3) has a Effective Interest Rate on Debt % of 14.10% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Localiza Rent A Car and its competitors.
Is Localiza Rent A Car's Effective Interest Rate on Debt % too high?
Localiza Rent A Car's current Effective Interest Rate on Debt % is 14.10%. Overall, Localiza Rent A Car has a GF Score™ of 94/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Localiza Rent A Car's Effective Interest Rate on Debt % compare to URI and SUNB?
Localiza Rent A Car's Effective Interest Rate on Debt % of 14.10% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Localiza Rent A Car and its competitors. Localiza Rent A Car's current Effective Interest Rate on Debt % is 14.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Localiza Rent A Car stock overvalued right now?
Based on GuruFocus' analysis, Localiza Rent A Car (BSP:RENT3) is currently considered Possible Value Trap. The stock's GF Value™ is R$56.09, compared to a current price of R$36.55 — trading 34.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 14.10%. Localiza Rent A Car's overall GF Score™ is 94/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Localiza Rent A Car (BSP:RENT3), the current Effective Interest Rate on Debt % is 14.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Localiza Rent A Car (BSP:RENT3) Overvalued in 2026?

Based on GuruFocus' analysis, Localiza Rent A Car stock appears to be undervalued. The current stock price of R$36.55 is trading 34.8% below its estimated GF Value™ of R$56.09. GuruFocus considers Localiza Rent A Car to be Possible Value Trap.

Key valuation signals for BSP:RENT3:

  • Effective Interest Rate on Debt %: 14.10%
  • GF Value™: R$56.09 vs. price of R$36.55 (34.8% below fair value)
  • GF Score™: 94/100 with 9 warning signs

No single metric tells the full story. See the BSP:RENT3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Localiza Rent A Car Business Description

Other Exchanges LZRFY:USARENT4:Brazil
Address Avenida Bernardo Vasconcelos, No. 377 - Cachoeirinha, Belo Horizonte, MG, BRA, 31150-000
Localiza Rent A Car SA is a car rental service provider with the majority of its operations in Brazil. Through its subsidiaries, the company rents cars to individuals, manages corporate car fleets, sells its decommissioned fleet, and operates a franchise business. The company has two reportable operating segments: Car Rental and Fleet Management. Maximum revenue is generated from the Car Rental segment, which is responsible for car rentals and for stipulating insurance and managing car claims for insurance companies. This segment is also responsible for the administration and granting of franchises and the right to use the Localiza brand in geographically defined markets. Geographically, the company operates across different regions in Latin America.
94GF Score

Get the complete analysis for BSP:RENT3

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$36.55
Price
R$56.09
GF Value