CIIT (Tianci International) Effective Interest Rate on Debt %: 0.00% (As of Apr. 2026)


CIIT Tianci International Inc CIIT
39 GF Score
Price $0.48
GF Value $10.26
Valuation Possible Value Trap
! 2 Warning Signs
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What is Tianci International Effective Interest Rate on Debt %?

Tianci International CIIT -7.91% 39 Effective Interest Rate on Debt % is 0.00% as of Apr. 2026. GuruFocus rates CIIT with a GF Score™ of 39/100 and a GF Value™ of $10.26 (Possible Value Trap). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Tianci International's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was $0.00 Mil. Tianci International's average total debt for the quarter that ended in Apr. 2026 was $0.08 Mil. Therefore, Tianci International's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 0.00%.


Tianci International  (NAS:CIIT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Tianci International Effective Interest Rate on Debt % Related Terms


Tianci International Effective Interest Rate on Debt % Historical Data

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The historical data trend for Tianci International's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tianci International Effective Interest Rate on Debt % Chart

Tianci International Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Effective Interest Rate on Debt %
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Tianci International Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CIIT vs JYD, HXHX, GVH: Effective Interest Rate on Debt % Comparison

For the Integrated Freight & Logistics subindustry, Tianci International's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tianci International Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, Tianci International's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Tianci International's Effective Interest Rate on Debt % falls into.


CIIT
39GF Score
Tianci International Inc CIIT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Tianci International Effective Interest Rate on Debt % Calculation

Tianci International's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jul. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jul. 2024 )+Total Debt  (A: Jul. 2025 ))/ count )
=-1  *  0/( (0+0.119)/ 1 )
=-1  *  0/0.119
=0.00 %

where

Total Debt  (A: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.061 + 0.058
=0.119

Tianci International's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  0/( (0.093+0.072)/ 2 )
=-1  *  0/0.0825
=0.00 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.028 + 0.065
=0.093

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.011 + 0.061
=0.072

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Tianci International (CIIT) has a Effective Interest Rate on Debt % of 0.00% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Tianci International and its competitors.
Is Tianci International's Effective Interest Rate on Debt % too high?
Tianci International's current Effective Interest Rate on Debt % is 0.00%. Overall, Tianci International has a GF Score™ of 39/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Tianci International's Effective Interest Rate on Debt % compare to JYD and HXHX?
Tianci International's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Tianci International and its competitors. Tianci International's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tianci International stock overvalued right now?
Based on GuruFocus' analysis, Tianci International (CIIT) is currently considered Possible Value Trap. The stock's GF Value™ is $10.26, compared to a current price of $0.48 — trading 95.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Tianci International's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Tianci International (CIIT), the current Effective Interest Rate on Debt % is 0.00% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tianci International (CIIT) Overvalued in 2026?

Based on GuruFocus' analysis, Tianci International stock appears to be undervalued. The current stock price of $0.48 is trading 95.3% below its estimated GF Value™ of $10.26. GuruFocus considers Tianci International to be Possible Value Trap.

Key valuation signals for CIIT:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $10.26 vs. price of $0.48 (95.3% below fair value)
  • GF Score™: 39/100 with 2 warning signs

No single metric tells the full story. See the CIIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tianci International Business Description

Address 28 Canton Road, Unit 1109, Lippo Sun Plaza, Tsim Sha Tsui, Kowloon, Hong Kong, HKG, 999077
Tianci International Inc through its subsidiary, provides logistics services. It is engaged in logistics solutions, including sea freight forwarding, and logistic software development and maintenance. The company also engages in distributing electronic device hardware components, such as computer chips, Wi-Fi modules, Bluetooth modules, 4G network modules, LED screens, and touch screens. It generates the majority of its revenue from the Global Logistics Services business.
39GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.48
Price
$10.26
GF Value