Flowers Foods (FRA:FWF) Effective Interest Rate on Debt %: 4.80% (As of Mar. 2026)

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FRA:FWF Flowers Foods Inc FRA:FWF
51 GF Score
Price €7.35
GF Value €18.90
Valuation Significantly Undervalued
! 6 Warning Signs
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What is Flowers Foods Effective Interest Rate on Debt %?

Flowers Foods FRA:FWF +0.16% 51 Effective Interest Rate on Debt % is 4.80% as of Mar. 2026. GuruFocus rates FRA:FWF with a GF Score™ of 51/100 and a GF Value™ of €18.90 (Significantly Undervalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Flowers Foods's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €85 Mil. Flowers Foods's average total debt for the quarter that ended in Mar. 2026 was €1,776 Mil. Therefore, Flowers Foods's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.80%.


Flowers Foods  (FRA:FWF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Flowers Foods Effective Interest Rate on Debt % Related Terms


Flowers Foods Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Flowers Foods's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Flowers Foods Effective Interest Rate on Debt % Chart

Flowers Foods Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.59 2.49 2.84 2.80 4.25

Flowers Foods Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.45 3.46 3.43 3.79 4.80

FRA:FWF vs NOMD, JJSF, BRBR: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Flowers Foods's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Flowers Foods Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Flowers Foods's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Flowers Foods's Effective Interest Rate on Debt % falls into.


FRA:FWF
51GF Score
Flowers Foods Inc FRA:FWF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Flowers Foods Effective Interest Rate on Debt % Calculation

Flowers Foods's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -65.472/( (1297.933+1779.601)/ 2 )
=-1  *  -65.472/1538.767
=4.25 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1218.684 + 79.249
=1297.933

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1372.253 + 407.348
=1779.601

Flowers Foods's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -85.324/( (1779.601+1772.82)/ 2 )
=-1  *  -85.324/1776.2105
=4.80 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1372.253 + 407.348
=1779.601

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1363.322 + 409.498
=1772.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.80% mean?
Flowers Foods (FRA:FWF) has a Effective Interest Rate on Debt % of 4.80% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Flowers Foods and its competitors.
Is Flowers Foods' Effective Interest Rate on Debt % too high?
Flowers Foods' current Effective Interest Rate on Debt % is 4.80%. Overall, Flowers Foods has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Flowers Foods' Effective Interest Rate on Debt % compare to NOMD and JJSF?
Flowers Foods' Effective Interest Rate on Debt % of 4.80% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Flowers Foods and its competitors. Flowers Foods's current Effective Interest Rate on Debt % is 4.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flowers Foods stock overvalued right now?
Based on GuruFocus' analysis, Flowers Foods (FRA:FWF) is currently considered Significantly Undervalued. The stock's GF Value™ is €18.90, compared to a current price of €7.35 — trading 61.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.80%. Flowers Foods' overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Flowers Foods (FRA:FWF), the current Effective Interest Rate on Debt % is 4.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Flowers Foods (FRA:FWF) Overvalued in 2026?

Based on GuruFocus' analysis, Flowers Foods stock appears to be undervalued. The current stock price of €7.35 is trading 61.1% below its estimated GF Value™ of €18.90. GuruFocus considers Flowers Foods to be Significantly Undervalued.

Key valuation signals for FRA:FWF:

  • Effective Interest Rate on Debt %: 4.80%
  • GF Value™: €18.90 vs. price of €7.35 (61.1% below fair value)
  • GF Score™: 51/100 with 6 warning signs

No single metric tells the full story. See the FRA:FWF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Flowers Foods Business Description

Other Exchanges FLO:USAFLO:Mexico
Address 1919 Flowers Circle, Thomasville, GA, USA, 31757
Flowers Foods Inc operates as a producer and marketer of packaged bakery foods in the United States. Its principal products include breads, buns, rolls, snack items (bars, cakes, cookies, and crackers), bagels, English muffins, tortillas, and baking mixes. These products are sold under the brand names Nature's Own, Dave's Killer Bread (DKB), Canyon Bakehouse, Simple Mills, Wonder, and Tastykake. The company derives the majority of its revenue from the sales of its bakery products.
51GF Score

Get the complete analysis for FRA:FWF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.35
Price
€18.90
GF Value