Flowers Foods (FRA:FWF) Interest Coverage: 3.30 (As of Mar. 2026) — 57% Below Median


FRA:FWF Flowers Foods Inc FRA:FWF
47 GF Score
Price €6.61
GF Value €18.16
Valuation Significantly Undervalued
! 6 Warning Signs
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What is Flowers Foods Interest Coverage?

Flowers Foods FRA:FWF -1.20% 47 Interest Coverage is 3.30 as of Mar. 2026, which is 57% below its 10-year median of 7.63. GuruFocus rates FRA:FWF with a GF Score™ of 47/100 and a GF Value™ of €18.16 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 1,508 Consumer Packaged Goods companies, Flowers Foods ranks worse than 68.77% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Flowers Foods's Operating Income for the three months ended in Mar. 2026 was €70 Mil. Flowers Foods's Interest Expense for the three months ended in Mar. 2026 was €-21 Mil. Flowers Foods's interest coverage for the quarter that ended in Mar. 2026 was 3.30. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Flowers Foods's Interest Coverage or its related term are showing as below:

FRA:FWF' s Interest Coverage Range Over the Past 10 Years
Min: 3.85   Med: 7.63   Max: 10.76
Current: 3.85


FRA:FWF's Interest Coverage is ranked worse than
68.77% of 1508 companies
in the Consumer Packaged Goods industry
Industry Median: 8.6 vs FRA:FWF: 3.85

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Flowers Foods  (FRA:FWF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Flowers Foods Interest Coverage Related Terms


Flowers Foods Interest Coverage Historical Data

* Premium members only.

The historical data trend for Flowers Foods's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Flowers Foods Interest Coverage Chart

Flowers Foods Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.49 10.76 5.12 9.86 4.25

Flowers Foods Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.74 4.95 3.96 3.38 3.30

FRA:FWF vs JJSF, NOMD, HLF: Interest Coverage Comparison

For the Packaged Foods subindustry, Flowers Foods's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Flowers Foods Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Flowers Foods's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Flowers Foods's Interest Coverage falls into.


FRA:FWF
47GF Score
Flowers Foods Inc FRA:FWF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Flowers Foods Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Flowers Foods's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Flowers Foods's Interest Expense was €-65 Mil. Its Operating Income was €278 Mil. And its Long-Term Debt & Capital Lease Obligation was €1,372 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*278.489/-65.472
=4.25

Flowers Foods's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Flowers Foods's Interest Expense was €-21 Mil. Its Operating Income was €70 Mil. And its Long-Term Debt & Capital Lease Obligation was €1,363 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*70.364/-21.331
=3.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.30 mean?
Flowers Foods (FRA:FWF) has a Interest Coverage of 3.30 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Flowers Foods and its competitors. This is 57% below median its historical median of 7.63. Over the past decade, Flowers Foods' Interest Coverage has ranged from 3.85 to 10.76. According to the industry distribution chart, Flowers Foods ranks #1037 out of 1508 companies in the Consumer Packaged Goods industry, placing it in the top 68.8%.
Is Flowers Foods' Interest Coverage too high?
Flowers Foods' current Interest Coverage of 3.30 is 57% below median its 10-year median of 7.63. Over the past 10 years, this metric has ranged from a low of 3.85 to a high of 10.76. The Consumer Packaged Goods industry median Interest Coverage is 8.60. Flowers Foods' value of 3.30 is 61.6% below this industry median. Based on the distribution chart, Flowers Foods ranks #1037 out of 1508 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, Flowers Foods has a GF Score™ of 47/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Flowers Foods' Interest Coverage compare to JJSF and NOMD?
According to the Consumer Packaged Goods industry distribution chart, Flowers Foods ranks #1037 out of 1508 companies for Interest Coverage. This places Flowers Foods in the lower half of its industry. The industry median Interest Coverage is 8.60. Flowers Foods' value of 3.30 is 61.6% below this benchmark. Historically, Flowers Foods' own Interest Coverage has ranged from 3.85 to 10.76 over the past decade. While the company's 10-year median is 7.63 vs. the industry median of 8.60, Flowers Foods has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.60, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Flowers Foods's current Interest Coverage of 3.30 is 61.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Flowers Foods and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flowers Foods's current Interest Coverage is 3.30, which is 57% below median its own 10-year median of 7.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flowers Foods stock overvalued right now?
Based on GuruFocus' analysis, Flowers Foods (FRA:FWF) is currently considered Significantly Undervalued. The stock's GF Value™ is €18.16, compared to a current price of €6.61 — trading 63.6% below its estimated fair value. The current Interest Coverage is 3.30, which is 57% below median its 10-year median of 7.63 and 61.6% below the Consumer Packaged Goods industry median of 8.60. Flowers Foods' overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Flowers Foods (FRA:FWF), the current Interest Coverage is 3.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Flowers Foods (FRA:FWF) Overvalued in 2026?

Based on GuruFocus' analysis, Flowers Foods stock appears to be undervalued. The current stock price of €6.61 is trading 63.6% below its estimated GF Value™ of €18.16. GuruFocus considers Flowers Foods to be Significantly Undervalued.

Key valuation signals for FRA:FWF:

  • Interest Coverage: 3.30 (57% below median its 10-year median of 7.63)
  • GF Value™: €18.16 vs. price of €6.61 (63.6% below fair value)
  • GF Score™: 47/100 with 6 warning signs
  • Industry Position: 61.6% below the Consumer Packaged Goods median (#1037 of 1508)

No single metric tells the full story. See the FRA:FWF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Flowers Foods Business Description

Other Exchanges FLO:USAFLO:Mexico
Address 1919 Flowers Circle, Thomasville, GA, USA, 31757
Flowers Foods Inc operates as a producer and marketer of packaged bakery foods in the United States. Its principal products include breads, buns, rolls, snack items (bars, cakes, cookies, and crackers), bagels, English muffins, tortillas, and baking mixes. These products are sold under the brand names Nature's Own, Dave's Killer Bread (DKB), Canyon Bakehouse, Simple Mills, Wonder, and Tastykake. The company derives the majority of its revenue from the sales of its bakery products.
47GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.61
Price
€18.16
GF Value