DFV Deutsche Familienversicherung AG (HAM:DFV) Effective Interest Rate on Debt %: 1.60% (As of Jun. 2024)


HAM:DFV DFV Deutsche Familienversicherung AG HAM:DFV
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What is DFV Deutsche Familienversicherung AG Effective Interest Rate on Debt %?

DFV Deutsche Familienversicherung AG HAM:DFV +9.86% 10 Effective Interest Rate on Debt % is 1.60% as of Jun. 2024. GuruFocus rates HAM:DFV with a GF Score™ of 10/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. DFV Deutsche Familienversicherung AG's annualized positive value of Interest Expense for the quarter that ended in Jun. 2024 was €0.1 Mil. DFV Deutsche Familienversicherung AG's average total debt for the quarter that ended in Jun. 2024 was €9.0 Mil. Therefore, DFV Deutsche Familienversicherung AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2024 was 1.60%.


DFV Deutsche Familienversicherung AG  (HAM:DFV) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


DFV Deutsche Familienversicherung AG Effective Interest Rate on Debt % Related Terms


DFV Deutsche Familienversicherung AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for DFV Deutsche Familienversicherung AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

DFV Deutsche Familienversicherung AG Effective Interest Rate on Debt % Chart

DFV Deutsche Familienversicherung AG Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 41.27 55.41 108.22 0.14 0.81

DFV Deutsche Familienversicherung AG Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 876.48 0.00 0.00 1.63 1.60

HAM:DFV vs BRK.A, AIG, ACGL: Effective Interest Rate on Debt % Comparison

For the Insurance - Diversified subindustry, DFV Deutsche Familienversicherung AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


DFV Deutsche Familienversicherung AG Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, DFV Deutsche Familienversicherung AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where DFV Deutsche Familienversicherung AG's Effective Interest Rate on Debt % falls into.


HAM:DFV
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Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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DFV Deutsche Familienversicherung AG Effective Interest Rate on Debt % Calculation

DFV Deutsche Familienversicherung AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2023 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2022 )+Total Debt  (A: Dec. 2023 ))/ count )
=-1  *  -0.075/( (0+9.227)/ 1 )
=-1  *  -0.075/9.227
=0.81 %

where

DFV Deutsche Familienversicherung AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2023 )+Total Debt  (Q: Jun. 2024 ))/ count )
=-1  *  -0.144/( (9.227+8.807)/ 2 )
=-1  *  -0.144/9.017
=1.60 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jun. 2024) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.60% mean?
DFV Deutsche Familienversicherung AG (HAM:DFV) has a Effective Interest Rate on Debt % of 1.60% as of Jun. 2024. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on DFV Deutsche Familienversicherung AG and its competitors.
Is DFV Deutsche Familienversicherung AG's Effective Interest Rate on Debt % too high?
DFV Deutsche Familienversicherung AG's current Effective Interest Rate on Debt % is 1.60%. Overall, DFV Deutsche Familienversicherung AG has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does DFV Deutsche Familienversicherung AG's Effective Interest Rate on Debt % compare to BRK.A and AIG?
DFV Deutsche Familienversicherung AG's Effective Interest Rate on Debt % of 1.60% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on DFV Deutsche Familienversicherung AG and its competitors. DFV Deutsche Familienversicherung AG's current Effective Interest Rate on Debt % is 1.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DFV Deutsche Familienversicherung AG stock overvalued right now?
DFV Deutsche Familienversicherung AG (HAM:DFV) has a current Effective Interest Rate on Debt % of 1.60%. The current Effective Interest Rate on Debt % is 1.60%. DFV Deutsche Familienversicherung AG's overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For DFV Deutsche Familienversicherung AG (HAM:DFV), the current Effective Interest Rate on Debt % is 1.60% as of Jun. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

DFV Deutsche Familienversicherung AG Business Description

Address Reuterweg 47, Frankfurt, DEU, 60323
DFV Deutsche Familienversicherung AG is an InsurTech company. As a digital insurance company, the company covers the entire value chain with its products. The company's goal is to offer insurance products that people really need and understand immediately. The company offers its customers multiple supplementary health insurance (dental, health, and long-term care insurance) as well as property/casualty insurance. Its segments are Supplementary Health, Property and Casualty, and Pet Health Insurance.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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