DFV Deutsche Familienversicherung AG (HAM:DFV) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
DFV Deutsche Familienversicherung AG Forward PE Ratio Related Terms
DFV Deutsche Familienversicherung AG Forward PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFV Deutsche Familienversicherung AG Forward PE Ratio Chart
DFV Deutsche Familienversicherung AG Annual Data
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DFV Deutsche Familienversicherung AG Semi-Annual Data
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HAM:DFV vs BRK.A, AIG, ACGL: Forward PE Ratio Comparison
For the Insurance - Diversified subindustry, DFV Deutsche Familienversicherung AG's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DFV Deutsche Familienversicherung AG Forward PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, DFV Deutsche Familienversicherung AG's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where DFV Deutsche Familienversicherung AG's Forward PE Ratio falls into.
DFV Deutsche Familienversicherung AG Forward PE Ratio Calculation
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
DFV Deutsche Familienversicherung AG (HAM:DFV) has a Forward PE Ratio of 12.30 as of Jul. 10, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on DFV Deutsche Familienversicherung AG and its competitors.
Is DFV Deutsche Familienversicherung AG's Forward PE Ratio too high?
DFV Deutsche Familienversicherung AG's current Forward PE Ratio is 12.30. The Insurance industry median Forward PE Ratio is 11.77. DFV Deutsche Familienversicherung AG's value of 12.30 is 4.5% above this industry median. Overall, DFV Deutsche Familienversicherung AG has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does DFV Deutsche Familienversicherung AG's Forward PE Ratio compare to BRK.A and AIG?
DFV Deutsche Familienversicherung AG's Forward PE Ratio of 12.30 can be compared against companies in the Insurance industry. The industry median Forward PE Ratio is 11.77. DFV Deutsche Familienversicherung AG's value of 12.30 is 4.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for an Insurance company?
The median Forward PE Ratio among Insurance companies is 11.77, based on 274 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DFV Deutsche Familienversicherung AG's current Forward PE Ratio of 12.30 is 4.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on DFV Deutsche Familienversicherung AG and its competitors. For the Insurance industry, the median Forward PE Ratio is 11.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DFV Deutsche Familienversicherung AG's current Forward PE Ratio is 12.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DFV Deutsche Familienversicherung AG stock overvalued right now?
DFV Deutsche Familienversicherung AG (HAM:DFV) has a current Forward PE Ratio of 12.30. The current Forward PE Ratio is 12.30 and 4.5% above the Insurance industry median of 11.77. DFV Deutsche Familienversicherung AG's overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For DFV Deutsche Familienversicherung AG (HAM:DFV), the current Forward PE Ratio is 12.30 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
DFV Deutsche Familienversicherung AG Business Description
DFV Deutsche Familienversicherung AG is an InsurTech company. As a digital insurance company, the company covers the entire value chain with its products. The company's goal is to offer insurance products that people really need and understand immediately. The company offers its customers multiple supplementary health insurance (dental, health, and long-term care insurance) as well as property/casualty insurance. Its segments are Supplementary Health, Property and Casualty, and Pet Health Insurance.
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