Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. DFV Deutsche Familienversicherung AG's
EBIT
for the
six
months ended in Jun. 2024 was €4.1 Mil. DFV Deutsche Familienversicherung AG's Interest Expense for the
six
months ended in Jun. 2024 was €-0.1 Mil.
DFV Deutsche Familienversicherung AG's interest coverage for the quarter that ended in Jun. 2024 was 57.36.
The higher the ratio, the stronger the company's financial strength is.
HAM:DFV's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.23 * Ranked among companies with meaningful Interest Coverage only.
DFV Deutsche Familienversicherung AG (HAM:DFV) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
DFV Deutsche Familienversicherung AG Interest Coverage Related Terms
DFV Deutsche Familienversicherung AG Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
DFV Deutsche Familienversicherung AG Interest Coverage Chart
HAM:DFV vs BRK.A, AIG, ACGL: Interest Coverage Comparison
For the Insurance - Diversified subindustry, DFV Deutsche Familienversicherung AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DFV Deutsche Familienversicherung AG Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, DFV Deutsche Familienversicherung AG's Interest Coverage distribution charts can be found below:
* The bar in red indicates where DFV Deutsche Familienversicherung AG's Interest Coverage falls into.
DFV Deutsche Familienversicherung AG Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFV Deutsche Familienversicherung AG (HAM:DFV) has a Interest Coverage of 57.36 as of Jun. 2024. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on DFV Deutsche Familienversicherung AG and its competitors.
Is DFV Deutsche Familienversicherung AG's Interest Coverage too high?
DFV Deutsche Familienversicherung AG's current Interest Coverage is 57.36. The Insurance industry median Interest Coverage is 16.23. DFV Deutsche Familienversicherung AG's value of 57.36 is 253.4% above this industry median. Overall, DFV Deutsche Familienversicherung AG has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does DFV Deutsche Familienversicherung AG's Interest Coverage compare to BRK.A and AIG?
DFV Deutsche Familienversicherung AG's Interest Coverage of 57.36 can be compared against companies in the Insurance industry. The industry median Interest Coverage is 16.23. DFV Deutsche Familienversicherung AG's value of 57.36 is 253.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DFV Deutsche Familienversicherung AG's current Interest Coverage of 57.36 is 253.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on DFV Deutsche Familienversicherung AG and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DFV Deutsche Familienversicherung AG's current Interest Coverage is 57.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DFV Deutsche Familienversicherung AG stock overvalued right now?
DFV Deutsche Familienversicherung AG (HAM:DFV) has a current Interest Coverage of 57.36. The current Interest Coverage is 57.36 and 253.4% above the Insurance industry median of 16.23. DFV Deutsche Familienversicherung AG's overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For DFV Deutsche Familienversicherung AG (HAM:DFV), the current Interest Coverage is 57.36 as of Jun. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
DFV Deutsche Familienversicherung AG Business Description
DFV Deutsche Familienversicherung AG is an InsurTech company. As a digital insurance company, the company covers the entire value chain with its products. The company's goal is to offer insurance products that people really need and understand immediately. The company offers its customers multiple supplementary health insurance (dental, health, and long-term care insurance) as well as property/casualty insurance. Its segments are Supplementary Health, Property and Casualty, and Pet Health Insurance.
10GF Score
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