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HAM:DFV's EV-to-OCF is not ranked *
in the Insurance industry.
Industry Median: 6.73 * Ranked among companies with meaningful EV-to-OCF only.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
DFV Deutsche Familienversicherung AG (HAM:DFV) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
DFV Deutsche Familienversicherung AG's PE Ratio (TTM) for today is calculated as:
DFV Deutsche Familienversicherung AG's share price for today is €8.20.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. DFV Deutsche Familienversicherung AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2024 was €0.300.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
DFV Deutsche Familienversicherung AG EV-to-OCF Related Terms
DFV Deutsche Familienversicherung AG EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFV Deutsche Familienversicherung AG EV-to-OCF Chart
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFV Deutsche Familienversicherung AG (HAM:DFV) has a EV-to-OCF of 3.40 as of Aug. 11, 2026.
Is DFV Deutsche Familienversicherung AG's EV-to-OCF too high?
DFV Deutsche Familienversicherung AG's current EV-to-OCF is 3.40. The Insurance industry median EV-to-OCF is 6.73. DFV Deutsche Familienversicherung AG's value of 3.40 is 49.5% below this industry median. Overall, DFV Deutsche Familienversicherung AG has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does DFV Deutsche Familienversicherung AG's EV-to-OCF compare to BRK.A and AIG?
DFV Deutsche Familienversicherung AG's EV-to-OCF of 3.40 can be compared against companies in the Insurance industry. The industry median EV-to-OCF is 6.73. DFV Deutsche Familienversicherung AG's value of 3.40 is 49.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.73, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DFV Deutsche Familienversicherung AG's current EV-to-OCF of 3.40 is 49.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DFV Deutsche Familienversicherung AG's current EV-to-OCF is 3.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DFV Deutsche Familienversicherung AG stock overvalued right now?
DFV Deutsche Familienversicherung AG (HAM:DFV) has a current EV-to-OCF of 3.40. The current EV-to-OCF is 3.40 and 49.5% below the Insurance industry median of 6.73. DFV Deutsche Familienversicherung AG's overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For DFV Deutsche Familienversicherung AG (HAM:DFV), the current EV-to-OCF is 3.40 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
DFV Deutsche Familienversicherung AG is an InsurTech company. As a digital insurance company, the company covers the entire value chain with its products. The company's goal is to offer insurance products that people really need and understand immediately. The company offers its customers multiple supplementary health insurance (dental, health, and long-term care insurance) as well as property/casualty insurance. Its segments are Supplementary Health, Property and Casualty, and Pet Health Insurance.
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