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HAM:DFV's EV-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 8.32 * Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
DFV Deutsche Familienversicherung AG (HAM:DFV) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
DFV Deutsche Familienversicherung AG's PE Ratio (TTM) for today is calculated as:
DFV Deutsche Familienversicherung AG's share price for today is €7.55.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. DFV Deutsche Familienversicherung AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2024 was €0.300.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFV Deutsche Familienversicherung AG EV-to-EBITDA Chart
HAM:DFV vs BRK.A, AIG, ACGL: EV-to-EBITDA Comparison
For the Insurance - Diversified subindustry, DFV Deutsche Familienversicherung AG's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DFV Deutsche Familienversicherung AG EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, DFV Deutsche Familienversicherung AG's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where DFV Deutsche Familienversicherung AG's EV-to-EBITDA falls into.
DFV Deutsche Familienversicherung AG's current Enterprise Value is €94.1 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. DFV Deutsche Familienversicherung AG's EBITDA for the trailing twelve months (TTM) ended in Jun. 2024 was €7.8 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFV Deutsche Familienversicherung AG (HAM:DFV) has a EV-to-EBITDA of 12.01 as of Jul. 22, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on DFV Deutsche Familienversicherung AG.
Is DFV Deutsche Familienversicherung AG's EV-to-EBITDA too high?
DFV Deutsche Familienversicherung AG's current EV-to-EBITDA is 12.01. The Insurance industry median EV-to-EBITDA is 8.32. DFV Deutsche Familienversicherung AG's value of 12.01 is 44.4% above this industry median. Overall, DFV Deutsche Familienversicherung AG has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does DFV Deutsche Familienversicherung AG's EV-to-EBITDA compare to BRK.A and AIG?
DFV Deutsche Familienversicherung AG's EV-to-EBITDA of 12.01 can be compared against companies in the Insurance industry. The industry median EV-to-EBITDA is 8.32. DFV Deutsche Familienversicherung AG's value of 12.01 is 44.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.32, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DFV Deutsche Familienversicherung AG's current EV-to-EBITDA of 12.01 is 44.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on DFV Deutsche Familienversicherung AG. For the Insurance industry, the median EV-to-EBITDA is 8.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DFV Deutsche Familienversicherung AG's current EV-to-EBITDA is 12.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DFV Deutsche Familienversicherung AG stock overvalued right now?
DFV Deutsche Familienversicherung AG (HAM:DFV) has a current EV-to-EBITDA of 12.01. The current EV-to-EBITDA is 12.01 and 44.4% above the Insurance industry median of 8.32. DFV Deutsche Familienversicherung AG's overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For DFV Deutsche Familienversicherung AG (HAM:DFV), the current EV-to-EBITDA is 12.01 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
DFV Deutsche Familienversicherung AG Business Description
DFV Deutsche Familienversicherung AG is an InsurTech company. As a digital insurance company, the company covers the entire value chain with its products. The company's goal is to offer insurance products that people really need and understand immediately. The company offers its customers multiple supplementary health insurance (dental, health, and long-term care insurance) as well as property/casualty insurance. Its segments are Supplementary Health, Property and Casualty, and Pet Health Insurance.
10GF Score
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