HSHCY (Haier Smart Home Co) Effective Interest Rate on Debt %: 3.91% (As of Mar. 2026)


HSHCY Haier Smart Home Co Ltd HSHCY
76 GF Score
Price $10.26
GF Value $13.68
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Haier Smart Home Co Effective Interest Rate on Debt %?

Haier Smart Home Co HSHCY +2.09% 76 Effective Interest Rate on Debt % is 3.91% as of Mar. 2026. GuruFocus rates HSHCY with a GF Score™ of 76/100 and a GF Value™ of $13.68 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Haier Smart Home Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $260 Mil. Haier Smart Home Co's average total debt for the quarter that ended in Mar. 2026 was $6,646 Mil. Therefore, Haier Smart Home Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.91%.


Haier Smart Home Co  (OTCPK:HSHCY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Haier Smart Home Co Effective Interest Rate on Debt % Related Terms


Haier Smart Home Co Effective Interest Rate on Debt % Historical Data

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The historical data trend for Haier Smart Home Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Haier Smart Home Co Effective Interest Rate on Debt % Chart

Haier Smart Home Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.33 3.22 6.04 6.66 6.07

Haier Smart Home Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.24 6.14 5.73 5.10 3.91

HSHCY vs SN, SGI, MHK: Effective Interest Rate on Debt % Comparison

For the Furnishings, Fixtures & Appliances subindustry, Haier Smart Home Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Haier Smart Home Co Effective Interest Rate on Debt % vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Haier Smart Home Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Haier Smart Home Co's Effective Interest Rate on Debt % falls into.


HSHCY
76GF Score
Haier Smart Home Co Ltd HSHCY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Haier Smart Home Co Effective Interest Rate on Debt % Calculation

Haier Smart Home Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -380.436/( (6106.608+6434.146)/ 2 )
=-1  *  -380.436/6270.377
=6.07 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1942.941 + 4163.667
=6106.608

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2728.489 + 3705.657
=6434.146

Haier Smart Home Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -259.988/( (6434.146+6857.695)/ 2 )
=-1  *  -259.988/6645.9205
=3.91 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2728.489 + 3705.657
=6434.146

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2817.746 + 4039.949
=6857.695

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.91% mean?
Haier Smart Home Co (HSHCY) has a Effective Interest Rate on Debt % of 3.91% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Haier Smart Home Co and its competitors.
Is Haier Smart Home Co's Effective Interest Rate on Debt % too high?
Haier Smart Home Co's current Effective Interest Rate on Debt % is 3.91%. Overall, Haier Smart Home Co has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Haier Smart Home Co's Effective Interest Rate on Debt % compare to SN and SGI?
Haier Smart Home Co's Effective Interest Rate on Debt % of 3.91% can be compared against companies in the Furnishings, Fixtures & Appliances industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Furnishings, Fixtures & Appliances company?
A good Effective Interest Rate on Debt % depends on the Furnishings, Fixtures & Appliances industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Haier Smart Home Co and its competitors. Haier Smart Home Co's current Effective Interest Rate on Debt % is 3.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Haier Smart Home Co stock overvalued right now?
Based on GuruFocus' analysis, Haier Smart Home Co (HSHCY) is currently considered Modestly Undervalued. The stock's GF Value™ is $13.68, compared to a current price of $10.26 — trading 25% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.91%. Haier Smart Home Co's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Haier Smart Home Co (HSHCY), the current Effective Interest Rate on Debt % is 3.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Haier Smart Home Co (HSHCY) Overvalued in 2026?

Based on GuruFocus' analysis, Haier Smart Home Co stock appears to be undervalued. The current stock price of $10.26 is trading 25% below its estimated GF Value™ of $13.68. GuruFocus considers Haier Smart Home Co to be Modestly Undervalued.

Key valuation signals for HSHCY:

  • Effective Interest Rate on Debt %: 3.91%
  • GF Value™: $13.68 vs. price of $10.26 (25% below fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the HSHCY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Haier Smart Home Co Business Description

Address Haier Industrial Park, Shandong Province, Laoshan District, Qingdao, CHN, 266101
Haier Smart Home is one of the largest household appliance manufacturers globally, with key products spanning refrigerators, washing machines, kitchen appliances, air conditioners, and water solutions. It has been consistently among the top three in China by retail sales in most home appliance categories. The company has also established a footprint in distribution channel services and commercial refrigeration business. Haier generates around 50% of sales outside China. As of December 2025, Haier Group and its subsidiaries are the largest shareholders of Haier Smart Home with around 29% equity interest in aggregate.
76GF Score

Get the complete analysis for HSHCY

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.26
Price
$13.68
GF Value