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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Woori Finance Indonesia Tbk Effective Interest Rate on Debt % Chart
ISX:BPFI vs V, MA, AXP: Effective Interest Rate on Debt % Comparison
For the Credit Services subindustry, PT Woori Finance Indonesia Tbk's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Woori Finance Indonesia Tbk Effective Interest Rate on Debt % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Woori Finance Indonesia Tbk's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where PT Woori Finance Indonesia Tbk's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 5.68% mean?
PT Woori Finance Indonesia Tbk (ISX:BPFI) has a Effective Interest Rate on Debt % of 5.68% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Woori Finance Indonesia Tbk and its competitors.
Is PT Woori Finance Indonesia Tbk's Effective Interest Rate on Debt % too high?
PT Woori Finance Indonesia Tbk's current Effective Interest Rate on Debt % is 5.68%. Overall, PT Woori Finance Indonesia Tbk has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Woori Finance Indonesia Tbk's Effective Interest Rate on Debt % compare to V and MA?
PT Woori Finance Indonesia Tbk's Effective Interest Rate on Debt % of 5.68% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Woori Finance Indonesia Tbk and its competitors. PT Woori Finance Indonesia Tbk's current Effective Interest Rate on Debt % is 5.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Woori Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Woori Finance Indonesia Tbk (ISX:BPFI) is currently considered Possible Value Trap. The stock's GF Value™ is Rp440.39, compared to a current price of Rp254.00 — trading 42.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.68%. PT Woori Finance Indonesia Tbk's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PT Woori Finance Indonesia Tbk (ISX:BPFI), the current Effective Interest Rate on Debt % is 5.68% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Woori Finance Indonesia Tbk (ISX:BPFI) Overvalued in 2026?
Based on GuruFocus' analysis, PT Woori Finance Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp254.00 is trading 42.3% below its estimated GF Value™ of Rp440.39.
GuruFocus considers PT Woori Finance Indonesia Tbk to be Possible Value Trap.
Key valuation signals for ISX:BPFI:
Effective Interest Rate on Debt %: 5.68%
GF Value™: Rp440.39 vs. price of Rp254.00 (42.3% below fair value)
No single metric tells the full story. See the ISX:BPFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Woori Finance Indonesia Tbk is a multi-finance company. The firm engages in the provision of consumer financing, financial leasing, and factoring services. It operates through the following segments: Finance Lease, Consumer Financing, and Factoring. It offers financing for used passenger and commercial automobiles. The majority of the firm's revenue comes from the Consumer Financing segment.
59GF Score
Get the complete analysis for ISX:BPFI
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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