PT Woori Finance Indonesia Tbk (ISX:BPFI) FCF Yield %: -105.42 (As of Jul. 15, 2026)

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ISX:BPFI PT Woori Finance Indonesia Tbk ISX:BPFI
62 GF Score
Price Rp246.00
GF Value Rp425.27
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is PT Woori Finance Indonesia Tbk FCF Yield %?

PT Woori Finance Indonesia Tbk ISX:BPFI 62 FCF Yield % is -105.42 as of Jul. 15, 2026. GuruFocus rates ISX:BPFI with a GF Score™ of 62/100 and a GF Value™ of Rp425.27 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 540 Credit Services companies, PT Woori Finance Indonesia Tbk ranks worse than 96.11% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, PT Woori Finance Indonesia Tbk's Trailing 12-Month Free Cash Flow is Rp-693,408 Mil, and Market Cap is Rp657,803 Mil. Therefore, PT Woori Finance Indonesia Tbk's FCF Yield % for today is -105.42%.

The historical rank and industry rank for PT Woori Finance Indonesia Tbk's FCF Yield % or its related term are showing as below:

ISX:BPFI' s FCF Yield % Range Over the Past 10 Years
Min: -106.28   Med: -6.11   Max: 22.57
Current: -105.42


During the past 13 years, the highest FCF Yield % of PT Woori Finance Indonesia Tbk was 22.57%. The lowest was -106.28%. And the median was -6.11%.

ISX:BPFI's FCF Yield % is ranked worse than
96.11% of 540 companies
in the Credit Services industry
Industry Median: -0.3 vs ISX:BPFI: -105.42

PT Woori Finance Indonesia Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was -122.05%.


PT Woori Finance Indonesia Tbk FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


PT Woori Finance Indonesia Tbk FCF Yield % Related Terms


PT Woori Finance Indonesia Tbk FCF Yield % Historical Data

* Premium members only.

The historical data trend for PT Woori Finance Indonesia Tbk's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Woori Finance Indonesia Tbk FCF Yield % Chart

PT Woori Finance Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.70 -6.14 -38.20 -10.38 -72.10

PT Woori Finance Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -40.68 3.24 -68.49 -189.11 -82.75

ISX:BPFI vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, PT Woori Finance Indonesia Tbk's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Woori Finance Indonesia Tbk FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Woori Finance Indonesia Tbk's FCF Yield % distribution charts can be found below:

* The bar in red indicates where PT Woori Finance Indonesia Tbk's FCF Yield % falls into.


ISX:BPFI
62GF Score
PT Woori Finance Indonesia Tbk ISX:BPFI
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Woori Finance Indonesia Tbk FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

PT Woori Finance Indonesia Tbk's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-616920.891 / 855678.4
=-72.10%

PT Woori Finance Indonesia Tbk's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-149362.825 * 4 / 721978.65
=-82.75%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -105.42 mean?
PT Woori Finance Indonesia Tbk (ISX:BPFI) has a FCF Yield % of -105.42 as of Jul. 15, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Woori Finance Indonesia Tbk and its competitors. According to the industry distribution chart, PT Woori Finance Indonesia Tbk ranks #519 out of 540 companies in the Credit Services industry, placing it in the top 96.1%.
Is PT Woori Finance Indonesia Tbk's FCF Yield % too high?
PT Woori Finance Indonesia Tbk's current FCF Yield % is -105.42. Based on the distribution chart, PT Woori Finance Indonesia Tbk ranks #519 out of 540 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, PT Woori Finance Indonesia Tbk has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Woori Finance Indonesia Tbk's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, PT Woori Finance Indonesia Tbk ranks #519 out of 540 companies for FCF Yield %. This places PT Woori Finance Indonesia Tbk in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Woori Finance Indonesia Tbk and its competitors. PT Woori Finance Indonesia Tbk's current FCF Yield % is -105.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Woori Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Woori Finance Indonesia Tbk (ISX:BPFI) is currently considered Possible Value Trap. The stock's GF Value™ is Rp425.27, compared to a current price of Rp246.00 — trading 42.2% below its estimated fair value. The current FCF Yield % is -105.42. PT Woori Finance Indonesia Tbk's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For PT Woori Finance Indonesia Tbk (ISX:BPFI), the current FCF Yield % is -105.42 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Woori Finance Indonesia Tbk (ISX:BPFI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Woori Finance Indonesia Tbk stock appears to be undervalued. The current stock price of Rp246.00 is trading 42.2% below its estimated GF Value™ of Rp425.27. GuruFocus considers PT Woori Finance Indonesia Tbk to be Possible Value Trap.

Key valuation signals for ISX:BPFI:

  • FCF Yield %: -105.42
  • GF Value™: Rp425.27 vs. price of Rp246.00 (42.2% below fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the ISX:BPFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Woori Finance Indonesia Tbk Business Description

Address Jl. Jend. Sudirman Kav. 21, Gedung Chase Plaza 16th Floor, Jakarta, IDN, 12920
PT Woori Finance Indonesia Tbk is a multi-finance company. The firm engages in the provision of consumer financing, financial leasing, and factoring services. It operates through the following segments: Finance Lease, Consumer Financing, and Factoring. It offers financing for used passenger and commercial automobiles. The majority of the firm's revenue comes from the Consumer Financing segment.
62GF Score

Get the complete analysis for ISX:BPFI

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp246.00
Price
Rp425.27
GF Value