PT Woori Finance Indonesia Tbk (ISX:BPFI) Retained Earnings: Rp687,590 Mil (As of Jun. 2026)

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ISX:BPFI PT Woori Finance Indonesia Tbk ISX:BPFI
60 GF Score
Price Rp256.00
GF Value Rp440.47
Valuation Possible Value Trap
! 6 Warning Signs
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What is PT Woori Finance Indonesia Tbk Retained Earnings?

PT Woori Finance Indonesia Tbk ISX:BPFI +0.79% 60 Retained Earnings is Rp687,590 Mil as of Jun. 2026. GuruFocus rates ISX:BPFI with a GF Score™ of 60/100 and a GF Value™ of Rp440.47 (Possible Value Trap). The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. PT Woori Finance Indonesia Tbk's retained earnings for the quarter that ended in Jun. 2026 was Rp687,590 Mil.

PT Woori Finance Indonesia Tbk's quarterly retained earnings increased from Dec. 2025 (Rp619,318 Mil) to Mar. 2026 (Rp652,818 Mil) and increased from Mar. 2026 (Rp652,818 Mil) to Jun. 2026 (Rp687,590 Mil).

PT Woori Finance Indonesia Tbk's annual retained earnings increased from Dec. 2023 (Rp567,170 Mil) to Dec. 2024 (Rp629,868 Mil) but then declined from Dec. 2024 (Rp629,868 Mil) to Dec. 2025 (Rp619,318 Mil).


PT Woori Finance Indonesia Tbk  (ISX:BPFI) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


PT Woori Finance Indonesia Tbk Retained Earnings Historical Data

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The historical data trend for PT Woori Finance Indonesia Tbk's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Woori Finance Indonesia Tbk Retained Earnings Chart

PT Woori Finance Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 421,957.54 489,872.48 567,169.74 629,867.74 619,318.16

PT Woori Finance Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 666,486.83 602,601.74 619,318.16 652,817.67 687,590.32
ISX:BPFI
60GF Score
PT Woori Finance Indonesia Tbk ISX:BPFI
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Woori Finance Indonesia Tbk Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of Rp687,590 Mil mean?
PT Woori Finance Indonesia Tbk (ISX:BPFI) has a Retained Earnings of Rp687,590 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Woori Finance Indonesia Tbk and its competitors.
Is PT Woori Finance Indonesia Tbk's Retained Earnings too high?
PT Woori Finance Indonesia Tbk's current Retained Earnings is Rp687,590 Mil. Overall, PT Woori Finance Indonesia Tbk has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Woori Finance Indonesia Tbk's Retained Earnings compare to V and MA?
PT Woori Finance Indonesia Tbk's Retained Earnings of Rp687,590 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Woori Finance Indonesia Tbk and its competitors. PT Woori Finance Indonesia Tbk's current Retained Earnings is Rp687,590 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Woori Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Woori Finance Indonesia Tbk (ISX:BPFI) is currently considered Possible Value Trap. The stock's GF Value™ is Rp440.47, compared to a current price of Rp256.00 — trading 41.9% below its estimated fair value. The current Retained Earnings is Rp687,590 Mil. PT Woori Finance Indonesia Tbk's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For PT Woori Finance Indonesia Tbk (ISX:BPFI), the current Retained Earnings is Rp687,590 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Woori Finance Indonesia Tbk (ISX:BPFI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Woori Finance Indonesia Tbk stock appears to be undervalued. The current stock price of Rp256.00 is trading 41.9% below its estimated GF Value™ of Rp440.47. GuruFocus considers PT Woori Finance Indonesia Tbk to be Possible Value Trap.

Key valuation signals for ISX:BPFI:

  • Retained Earnings: Rp687,590 Mil
  • GF Value™: Rp440.47 vs. price of Rp256.00 (41.9% below fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the ISX:BPFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Woori Finance Indonesia Tbk Business Description

Address Jl. Jend. Sudirman Kav. 21, Gedung Chase Plaza 16th Floor, Jakarta, IDN, 12920
PT Woori Finance Indonesia Tbk is a multi-finance company. The firm engages in the provision of consumer financing, financial leasing, and factoring services. It operates through the following segments: Finance Lease, Consumer Financing, and Factoring. It offers financing for used passenger and commercial automobiles. The majority of the firm's revenue comes from the Consumer Financing segment.
60GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp256.00
Price
Rp440.47
GF Value