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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
PT Woori Finance Indonesia TbkISX:BPFI 62 Median PS Value is Rp643.73 as of Jul. 15, 2026, which is 100% below its 10-year median of 0.47. GuruFocus rates ISX:BPFI with a GF Score™ of 62/100 and a GF Value™ of Rp425.27 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 286 Credit Services companies, PT Woori Finance Indonesia Tbk ranks better than 86.71% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for PT Woori Finance Indonesia Tbk's Median PS Value or its related term are showing as below:
ISX:BPFI'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.38 Med: 0.47 Max: 0.51
Current: 0.38
During the past 13 years, the highest Price to Median PS Value of PT Woori Finance Indonesia Tbk was 0.51. The lowest was 0.38. And the median was 0.47.
ISX:BPFI's Price-to-Median-PS-Value is ranked better than 86.71% of 286
companies
in the Credit Services industry
Industry Median: 0.91
vs ISX:BPFI: 0.38
PT Woori Finance Indonesia Tbk (ISX:BPFI) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
PT Woori Finance Indonesia Tbk's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
246.00
/
643.73
=
0.38
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Woori Finance Indonesia Tbk Median PS Value Related Terms
PT Woori Finance Indonesia Tbk Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Woori Finance Indonesia Tbk Median PS Value Chart
ISX:BPFI vs V, MA, AXP: Median PS Value Comparison
For the Credit Services subindustry, PT Woori Finance Indonesia Tbk's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Woori Finance Indonesia Tbk Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Woori Finance Indonesia Tbk's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where PT Woori Finance Indonesia Tbk's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 4.0625.
PT Woori Finance Indonesia Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp158.457.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Woori Finance Indonesia Tbk (ISX:BPFI) has a Median PS Value of Rp643.73 as of Jul. 15, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on PT Woori Finance Indonesia Tbk and its competitors. This is 136864% above median its historical median of 0.47. Over the past decade, PT Woori Finance Indonesia Tbk's Median PS Value has ranged from 0.38 to 0.51. According to the industry distribution chart, PT Woori Finance Indonesia Tbk ranks #38 out of 286 companies in the Credit Services industry, placing it in the top 13.3%.
Is PT Woori Finance Indonesia Tbk's Median PS Value too high?
PT Woori Finance Indonesia Tbk's current Median PS Value of Rp643.73 is 136864% above median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 0.51. Based on the distribution chart, PT Woori Finance Indonesia Tbk ranks #38 out of 286 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, PT Woori Finance Indonesia Tbk has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Woori Finance Indonesia Tbk's Median PS Value compare to V and MA?
According to the Credit Services industry distribution chart, PT Woori Finance Indonesia Tbk ranks #38 out of 286 companies for Median PS Value. This places PT Woori Finance Indonesia Tbk in the top 13% of its industry — outperforming the majority of peers. The industry median Median PS Value is 0.91. Historically, PT Woori Finance Indonesia Tbk's own Median PS Value has ranged from 0.38 to 0.51 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.91, based on 286 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on PT Woori Finance Indonesia Tbk and its competitors. For the Credit Services industry, the median Median PS Value is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Woori Finance Indonesia Tbk's current Median PS Value is Rp643.73, which is 136864% above median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Woori Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Woori Finance Indonesia Tbk (ISX:BPFI) is currently considered Possible Value Trap. The stock's GF Value™ is Rp425.27, compared to a current price of Rp246.00 — trading 42.2% below its estimated fair value. The current Median PS Value is Rp643.73, which is 136864% above median its 10-year median of 0.47. PT Woori Finance Indonesia Tbk's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For PT Woori Finance Indonesia Tbk (ISX:BPFI), the current Median PS Value is Rp643.73 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Woori Finance Indonesia Tbk (ISX:BPFI) Overvalued in 2026?
Based on GuruFocus' analysis, PT Woori Finance Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp246.00 is trading 42.2% below its estimated GF Value™ of Rp425.27.
GuruFocus considers PT Woori Finance Indonesia Tbk to be Possible Value Trap.
Key valuation signals for ISX:BPFI:
Median PS Value: Rp643.73 (136864% above median its 10-year median of 0.47)
GF Value™: Rp425.27 vs. price of Rp246.00 (42.2% below fair value)
No single metric tells the full story. See the ISX:BPFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Woori Finance Indonesia Tbk Business Description
PT Woori Finance Indonesia Tbk is a multi-finance company. The firm engages in the provision of consumer financing, financial leasing, and factoring services. It operates through the following segments: Finance Lease, Consumer Financing, and Factoring. It offers financing for used passenger and commercial automobiles. The majority of the firm's revenue comes from the Consumer Financing segment.
62GF Score
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