PT DFI Retail Nusantara Tbk (ISX:HERO) Effective Interest Rate on Debt %: 7.99% (As of Jun. 2026)

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ISX:HERO PT DFI Retail Nusantara Tbk ISX:HERO
50 GF Score
Price Rp332.00
GF Value Rp643.23
Valuation Possible Value Trap
! 4 Warning Signs
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What is PT DFI Retail Nusantara Tbk Effective Interest Rate on Debt %?

PT DFI Retail Nusantara Tbk ISX:HERO -0.60% 50 Effective Interest Rate on Debt % is 7.99% as of Jun. 2026. GuruFocus rates ISX:HERO with a GF Score™ of 50/100 and a GF Value™ of Rp643.23 (Possible Value Trap). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PT DFI Retail Nusantara Tbk's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was Rp103,480 Mil. PT DFI Retail Nusantara Tbk's average total debt for the quarter that ended in Jun. 2026 was Rp1,294,405 Mil. Therefore, PT DFI Retail Nusantara Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 7.99%.


PT DFI Retail Nusantara Tbk  (ISX:HERO) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PT DFI Retail Nusantara Tbk Effective Interest Rate on Debt % Related Terms


PT DFI Retail Nusantara Tbk Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PT DFI Retail Nusantara Tbk's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT DFI Retail Nusantara Tbk Effective Interest Rate on Debt % Chart

PT DFI Retail Nusantara Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.24 9.15 10.77 8.58 7.79

PT DFI Retail Nusantara Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.05 8.26 6.63 6.74 7.99

ISX:HERO vs DDS, M: Effective Interest Rate on Debt % Comparison

For the Department Stores subindustry, PT DFI Retail Nusantara Tbk's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT DFI Retail Nusantara Tbk Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, PT DFI Retail Nusantara Tbk's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PT DFI Retail Nusantara Tbk's Effective Interest Rate on Debt % falls into.


ISX:HERO
50GF Score
PT DFI Retail Nusantara Tbk ISX:HERO
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT DFI Retail Nusantara Tbk Effective Interest Rate on Debt % Calculation

PT DFI Retail Nusantara Tbk's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -120653/( (1838258+1259666)/ 2 )
=-1  *  -120653/1548962
=7.79 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=196594 + 1641664
=1838258

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=253623 + 1006043
=1259666

PT DFI Retail Nusantara Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -103480/( (1267827+1320983)/ 2 )
=-1  *  -103480/1294405
=7.99 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=244746 + 1023081
=1267827

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=247368 + 1073615
=1320983

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.99% mean?
PT DFI Retail Nusantara Tbk (ISX:HERO) has a Effective Interest Rate on Debt % of 7.99% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT DFI Retail Nusantara Tbk and its competitors.
Is PT DFI Retail Nusantara Tbk's Effective Interest Rate on Debt % too high?
PT DFI Retail Nusantara Tbk's current Effective Interest Rate on Debt % is 7.99%. Overall, PT DFI Retail Nusantara Tbk has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT DFI Retail Nusantara Tbk's Effective Interest Rate on Debt % compare to DDS and M?
PT DFI Retail Nusantara Tbk's Effective Interest Rate on Debt % of 7.99% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT DFI Retail Nusantara Tbk and its competitors. PT DFI Retail Nusantara Tbk's current Effective Interest Rate on Debt % is 7.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT DFI Retail Nusantara Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT DFI Retail Nusantara Tbk (ISX:HERO) is currently considered Possible Value Trap. The stock's GF Value™ is Rp643.23, compared to a current price of Rp332.00 — trading 48.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.99%. PT DFI Retail Nusantara Tbk's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PT DFI Retail Nusantara Tbk (ISX:HERO), the current Effective Interest Rate on Debt % is 7.99% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT DFI Retail Nusantara Tbk (ISX:HERO) Overvalued in 2026?

Based on GuruFocus' analysis, PT DFI Retail Nusantara Tbk stock appears to be undervalued. The current stock price of Rp332.00 is trading 48.4% below its estimated GF Value™ of Rp643.23. GuruFocus considers PT DFI Retail Nusantara Tbk to be Possible Value Trap.

Key valuation signals for ISX:HERO:

  • Effective Interest Rate on Debt %: 7.99%
  • GF Value™: Rp643.23 vs. price of Rp332.00 (48.4% below fair value)
  • GF Score™: 50/100 with 4 warning signs

No single metric tells the full story. See the ISX:HERO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT DFI Retail Nusantara Tbk Business Description

Address Jalan Boulevard Bintaro Jaya Blok B7/A6, Sektor VII, CBD Bintaro Jaya, Tangerang Selatan, Tangerang, IDN, 15424
PT DFI Retail Nusantara Tbk is a modern retail group that focuses on the Guardian and IKEA business segments to achieve sustainable growth in the medium and long term. The company operates and manages the business in a single segment, which is special retails segments. Special retail segments relate to special retail operations (such as pharmacy, drugs stores, health and beauty stores, home furnishing).
50GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp332.00
Price
Rp643.23
GF Value